Home Buying in Pleasantville>Question Details

griffinruiz@…, Renter in Pleasantville, NJ

my credit is not good but the rent that i pay monthly is the price i can pay for a mortage payment how can i get a mort

Asked by griffinruiz@yahoo.com, Pleasantville, NJ Mon Feb 25, 2013

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Paul Marzolla’s answer
With regards to credit qualfying, you will need a 620 credit score in order to qualify. It's important to understand why your score is where it is and the steps needed to boost it to an acceptable range. I'd be more than happy to discuss matter further.

Kindest regards,

Paul Marzolla
Loan Officer
(201) 957-6768
0 votes Thank Flag Link Tue Feb 26, 2013
You will also need a down payment along with decent credit. A mortgage professional can give you an overview on what's needed.

Best of luck!
0 votes Thank Flag Link Mon Feb 25, 2013
If your credit score is in the mid 600's, you may be able to get a mortgage. Otherwise speak to a mortgage broker to see what you can do to repair your credit in order to qualify for a mortgage. Hope this helps!
0 votes Thank Flag Link Mon Feb 25, 2013
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