Aryl & Pati Robison
The Robison Group, RE/MAX Ultra Realty
Luxury Home & Condo Specialists
If he has had collections, late payments, etc since then - especially any in the last 12 months - then it might not be easy to get something right now. The credit score would not appear to be real good just yet.
That's not to say he won't be able to do it. Just that there are a lot of factors that go into a lending decision, especially after a bankruptcy.
The best bet is to speak to a lender right away and have them assess his qualificiations and provided direction on the best way to do things.
Your scenario is covered daily by our in house mortgage broker. Contact me so we can discuss what we will need for you to bring so we can get your preapproval ready! Our office is in the same neighborhood as you. Speak with you soon.
The best thing for your boyfriend to do would be to get in contact with a local lender. They can go over the steps on getting preapproved for a loan and go over the entire process with him. Once preapproved then I would get with a Realtor and start the home search and go from there.
You can check my reference below for a local lender who has great reviews.
You should talk with or meet with a local mortgage broker in your community. When you do, you will be given direction about qualifying for a mortgage.