Home Buying in Homosassa>Question Details

rockybud, Home Buyer in Homosassa, FL

looking for a house with a pool if possible under 200,000. 4 bedrooms and also if there is a house not in restricted area. Thanks

Asked by rockybud, Homosassa, FL Sat Feb 9, 2013

This question was asked from this property: http://www.trulia.com/property/3011645861-86-Bells-Of-Irelan…

Help the community by answering this question:


Hi Rockybud,

Did you know that the home you're interested in, http://www.trulia.com/property/3011645861-86-Bells-Of-Irelan… is in an area that's eligible for the no money down USDA Mortgage?

One of the best things about this mortgage is the monthly mortgage insurance is substantially less than an FHA or conventional mortgage and that's with no money down.

Here's an example: An FHA mortgage of $155,000 is going to have a monthly mortgage insurance payment of $161.45 but on a USDA mortgage it's only going to add $51.66 to your monthly payment.

The other nice thing is you can actually roll your closing costs into the loan as long as the appraised value supports it.

Please feel free to contact me for more information or help. You can also find info on my USDA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust
1 vote Thank Flag Link Tue Feb 12, 2013
Yes rocky what this guy forgets to tell you is it can take over 6 months to be approved and even then if the funds aren't available your out of luck. beware of this type of loan
Flag Sat Jun 29, 2013
It would be my pleasure to assist. The property on 86 Bells of Ireland is located in the deed restricted community of Sugarmill Woods.
If I can be of assistance, please do not hesitate.

Pamela Shemet
EXIT Realty Leaders
352-794-0888 Office
352-422-2939 Cell

0 votes Thank Flag Link Sun Feb 10, 2013
Contact me natalia@nataliacarey.com or visit my web-site http://www.nataliacarey.com to search homes in Citrus County. Sincerely, Natalia Carey, Broker-Associate Coldwell Banker Next Generation Realty 352-364-1573
0 votes Thank Flag Link Sat Feb 9, 2013
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