Home Buying in Oceanside>Question Details

treasurewords, Both Buyer and Seller in Oceanside, CA

live in a house purchased with a VA loan. I want to sell it and move to Oceanside and buy a home using a VA loan. What steps should I take?

Asked by treasurewords, Oceanside, CA Thu Sep 6, 2012

Help the community by answering this question:


Hello there~

One of the best kept secrets about the VA Benefit is: If you are to rent your current home out and move up to a larger home, you may qualify for a 2nd VA Loan. A great lender can help you determine what you qualify for. If you need referrals just let it be known. Then of course you may be more comfortable selling 1st before you purchase. A good agent can help you to navigate both at the same time. 1st Step is easy: give me a call:-)

Chris Gorno
DRE# 01499885
0 votes Thank Flag Link Thu Sep 6, 2012

You've heard from a number of Realtors below offering you their services. It sounds on the surface like you need to sell your current home and buy a new one. Whether or not it's as simple as that will depend largely on whether you are upside down on your current home, your credit report, current income, etc.

It is ALWAYS best to get customized service from the Realtor and Mortgage Broker of your choice. Each will discuss the scenario in my more detail and offer better information than anyone can do on a website.

I'd love to help you!
0 votes Thank Flag Link Thu Sep 6, 2012
Hi Treasurewords,

Where is your current home? I would love to discuss how much your current home is worth, versus the loan you have on it. Then we can talk about what you want to purchase in Oceanside. I have lived and worked in Oceanside my whole life, no one knows it better! Looking forward to hearing from you! God Bless You and Thank you for your service!!

Sinead McAllister
McAllister Homes Real Estate
0 votes Thank Flag Link Thu Sep 6, 2012
A VA loan is one of the great benefits you have earned for serving our country. Thank you.
If you sell your current home and pay off the VA loan in full you may use your entitlement to buy a new home. You should talk to a lender to determine how much you may qualify for on the new purchase. This link has several lender who can answer that question for you. http://www.thesandiegopropertyshop.com/Mortgage-Information
After you have done that, the next step is to determine how much you can sell your home for. I can prepare a market analysis for you based on current market conditions. Then i will develop a marketing plan to sell your home quickly for top dollar.
If you would like to discuss your options, please contact me at your convenience.

Local Help with Your Real Estate Needs

Jerry Heard
Your Broker
The San Diego Property Shop
Direct 619-920-9796
Office 619-269-5545
Fax 619-269-9168
CA DRE # 00648687
0 votes Thank Flag Link Thu Sep 6, 2012
Hello there,

Oceanside is my backyard and I would be happy to discuss with you. Please feel free to call or email me.

Steven Torres
760 586-0854
0 votes Thank Flag Link Thu Sep 6, 2012
Hello treasurewords,
If you are an active or retired military you are entitled to pull out a VA loan again when you decide to purchase a home again. Sell your home as a regular sale if you aren't underwater and pay off your VA loan and apply for a new one as soon as you're ready to purchase again.
For more information call me or email
Web Reference: http://www.cecilbettis.com
0 votes Thank Flag Link Thu Sep 6, 2012
It's always good to know what your home is worth now so you are able to get it listed and alsoyou would want to get prequalified for your new home from your bank or if you need a referral I have great Lenders. Here is my phone number 6192137422 and we can you started in the right direction.

Maggie Gurrola
0 votes Thank Flag Link Thu Sep 6, 2012
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