Shelly, I work in the Desert Area. I am a the Lease Queen in my office in Palm Desert. You can lease a property for 6 months then if you want to buy it we could negotiate the price. Feel free to contact me if you need further assistance. Thank you. 760-464-2076

Shelly, goto craigslist or backpage for leases and lease options... You will find many! Just make sure when you you are represnted by a broker or at least make sure an attorney review the contract...

Many clients overlook potential loan programs that are not 100% FICO Score Driven. For example I know of a Loan Program for Native Amercians not FICO driven, 98% Financing, FIxed 30 Yrs FHA Rate.

Shelly.....

A local Realtor can help you with this. Your best bet would be to get the credit in order first as there will be a problem whether you are renting, purchasing or doing a lease option. Your credit will be run.

It's really just a lease with the ability to buy the property in the future. I usually don't like combining the two. My philosophy is you either lease or purchase, but not both. Just word alone lease purchase is an oxy moron. You can only do one at a time. It's not a big deal. You need to decide up front if the home you are leasing is really something that you want to buy in the future. You just want to lease and then look at purchasing when you are qualified.