Yes and some very good programs. First step is to gather objective information and more objective information because the second step is one of the most critical in the process. Choosing your loan officer and lender. critical choice. Consulting with an experienced ethical loan officer who works for a lender that offers all of the loan types for first time home buyers will produce your options, and either produce a loan now or establish an effective plan that will produce your loan as soon as possible. Check out the article, Consultation Interviewing Loan Officers, and the two articles on credit repair as well as the article about the legitimate no money down options for first time home buyers, @ Your-Road-Home.com. Also be sure and read article #9 about the MCC tax credit. The best tax credit ever and available. I am receiving emails from people explaining they are having difficulty finding lenders who are familar with the tax credit. If you interview a loan officer and they don't recommend the MCC move on to your next consultation. Email me if you need help. You will also find a link to your stateâ€™s agency for assistance and grants for first time home buyers and most of the agencies are familar with the MCC.
Best of Luck, Stephen Webber
Web Reference: http://Your-Road-Home.com