I highly recommend Infill Program.
Please read Infill Program requirements - there are many houses that are new that you'll be able to buy if you have 1% downpayment (1% of the purchase price).
Miami Dade county will help you get the house and give grants and discounted loans to make it happen for you!
Beachfront Realty, Inc.
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Charles Rutenberg Realty
Answering whether or not you can afford a home will be based on a great number of factors: your monthly debt obligation (credit card payments, loan payments, proposed mortgage payment, etc.), your monthly income, your credit history and credit score, etc. Without that information available, as well as the proposed purchase price of a home and the interest rate, no one here will be able to answer that question for you. Best to call a local mortgage lender/broker to discuss your financial position and go from there.