Home Buying in Lakeside>Question Details

Tina Wright, Real Estate Pro in San Diego, CA

is there any buyers assistance programs for down payments?

Asked by Tina Wright, San Diego, CA Sun Dec 30, 2012

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6
In the past certain cities and counties had programs so home buyers could revitalize neighborhoods. With all the money wasted overseas in phony wars I don't think there is much left for local communities to spend. Check with your Assembly person or congressman. They can guide you.
0 votes Thank Flag Link Sun Nov 3, 2013
I've posted the programs/agencies we work with on my blog:

http://www.trulia.com/blog/joseph_de_blanco/2013/01/downpaym…
0 votes Thank Flag Link Wed Jan 16, 2013
There are quite a few programs but they do have income restrictions depending on the county you live and number of people in your household. Your best approach is to work with a lender that has access to all programs (which we do).

René De Blanco

P. 619-610-9882
F. 619-810-1654
E. Rene.DeBlanco@BluFi.net
_______________________________
BluFi Lending Corporation
1450 Frazee Road, Suite 301
San Diego, CA 92108
0 votes Thank Flag Link Wed Jan 16, 2013
Below are the income limits for Down Payment Assistance Programs in all California Counties

These include the CHDAP program where you will need a minimum of 1% of your own funds. The CHDAP program will give you 3% toward the rest of your down payment and closing costs. The balance will need to come as either a seller credit or a lender credit.

INCOME LIMITS ALAMEDA$77,550$88,600$99,700$110,750$119,600$128,450$137,350$146,200 ALPINE$70,200$80,250$90,250$100,300$108,300$116,350$124,350$132,400 AMADOR$56,100$64,100$72,150$80,150$86,550$92,950$99,400$105,800 BUTTE$48,650$55,600$62,550$69,500$75,050$80,600$86,200$91,750 CALAVERAS$57,800$66,050$74,300$82,550$89,150$95,750$102,350$108,950 COLUSA$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 CONTRA COSTA$77,550$86,600$99,700$110,750$119,600$128,450$137,350$146,200 DEL NORTE$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 EL DORADO$63,050$72,100$81,100$90,100$97,300$104,500$111,700$118,950 FRESNO$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 GLENN$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 HUMBOLDT$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 IMPERIAL$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 INYO$54,250$62,000$69,750$77,500$83,700$89,900$96,100$102,300 KERN$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 KINGS$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 LAKE$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 LASSEN$51,150$58,500$65,800$73,100$78,950$84,800$90,650$96,500 LOS ANGELES$53,750$61,450$69,100$76,800$82,950$89,100$95,250$101,400 MADERA$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 MARIN$85,350$97,500$109,700$121,900$131,650$141,400$151,150$160,900 MARIPOSA$49,300$56,350$63,400$70,450$76,100$81,700$87,350$93,000 MENDOCINO$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 MERCED$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 MODOC$48,050$54,900$61,800$66,650$74,150$79,650$85,150$90,600 MONO$62,600$71,500$80,450$89,400$96,550$103,700$110,850$118,000 MONTEREY$56,950$65,100$73,200$81,350$87,850$94,350$100,850$107,400 NAPA$71,400$81,600$91,800$102,000$110,150$118,300$126,500$134,650 NEVADA$60,150$68,700$77,300$85,900$92,750$99,650$106,500$113,400 ORANGE$70,750$80,850$90,950$101,050$109,150$117,200$125,300$133,400 PLACER$63,050$72,100$81,100$90,100$97,300$104,500$111,700$118,950 PLUMAS$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 RIVERSIDE$52,500$60,000$67,500$75,000$81,000$87,000$93,000$99,000 SACRAMENTO$63,050$72,100$81,100$90,100$97,300$104,500$111,700$118,950 SAN BENITO$65,750$75,150$84,550$93,950$101,450$109,000$116,500$124,000 SAN BERNARDINO$52,500$60,000$67,500$75,000$81,000$87,000$93,000$99,000 SAN DIEGO$62,950$71,900$80,900$89,900$97,100$104,300$111,500$118,650 SAN FRANCISCO$85,350$97,500$109,700$121,900$131,650$141,400$151,150$160,900 SAN JOAQUIN$54,950$62,800$70,650$78,500$84,800$91,050$97,350$103,600 SAN LUIS OBISPO$62,500$71,450$80,350$89,300$96,450$103,600$110,750$117,900 SAN MATEO$85,350$97,500$109,700$121,900$131,650$141,400$151,150$160,900 SANTA BARBARA$60,700$69,400$78,100$86,750$93,700$100,650$107,550$114,500 SANTA CLARA$87,000$99,450$111,850$124,300$134,250$144,200$154,150$164,100 SANTA CRUZ$72,050$82,350$92,650$102,950$111,200$119,400$127,650$135,900 SHASTA$48,900$55,900$62,850$69,850$75,450$81,050$86,600$92,200 SIERRA$59,550$68,100$76,600$85,100$91,900$98,700$105,500$112,350 SISKIYOU$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 SOLANO$68,450$78,250$88,000$97,800$105,600$113,450$121,250$129,100 SONOMA$68,450$78,250$88,000$97,800$105,600$113,450$121,250$129,100 STANISLAUS$51,300$58,650$65,950$73,300$79,150$85,050$90,900$96,750 SUTTER$49,200$56,250$63,250$70,300$75,900$81,550$87,150$92,800 TEHAMA$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 TRINITY$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 TULARE$48,050$54,900$61,800$68,650$74,150$79,650$85,150$90,600 TUOLUMNE$55,250$63,150$71,050$78,950$85,250$91,600$97,900$104,200 VENTURA$74,000$84,550$95,150$105,700$114,150$122,600$131,050$139,500 YOLO$63,650$72,750$81,850$90,950$98,250$105,500$112,800$120,050 YUBA$49,200$56,250$63,250$70,300$75,900$81,550$87,150$92,800





To be used behind VA, USDA or conventional first mortgage loans
0 votes Thank Flag Link Wed Jan 2, 2013
Hi Tina.

There are buyer programs depending on where you want to buy and your qualifications for the various programs. I can send you some information. Just give me a call or email to let me know where you want to buy. No expertise needed, you just have to know what's available and which lenders do those loans.

Warm Regards, and Happy New Year!

Cory La Scala, REALTOR
Independence Realty
619-825-6421
Lic # 01443391
0 votes Thank Flag Link Sun Dec 30, 2012
Yes there are. If you look hard enough there are programs available to many different types of people. Some examples of these programs are based on Ethnicity income brackets, state assisted, and more. Only issue is since it is "free money" so to speak, many people apply for these programs and there is no guarantee that one will be approved. Google is your friend in this instance. By just typing "Down Payment Assistant Programs in California" you will get many results. Best of luck!!
0 votes Thank Flag Link Sun Dec 30, 2012
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