So, you need to fix your credit. If you've been paying your bills on time, and there are errors in your credit report, you have to fix that. If you had a period where you hadn't been paying your bills on time . . . well, see, there's the problem, right there.
Here's the help: don't take on a mortgage until you've cleared up your credit problems, whatever they may be.
Dan Ferrera 323 630 7037 Direct line