Home Buying in Jacksonville>Question Details

Andrea, Home Buyer in Jacksonville, FL

is it required to have a stove and refridegrator for a home inspection?

Asked by Andrea, Jacksonville, FL Mon Mar 30, 2009

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4
Andrea, FHA no longer requires a stove or refrigerator in most cases. The only time FHA requires a stove is if there was a "drop in" stove that is missing.

If I can help you any further, please don't hesitate to call me.

(904) 962-8404
1 vote Thank Flag Link Wed Apr 1, 2009
Hi Andrea,

There is no requirement to have to stove or refrigerator for a home inspection unless your getting a VA loan or in some cases, down payment assistance.

If there are no appliances and you're short on cash, you may want to consider a 203K-Streamline Rehab loan. There is no minimum loan amount and you can purchase all your appliances and roll the cost into your mortgage payment. The rates are the same as regular FHA loan so they are still competitive.

Call or contact me through Trulia so we can discuss your options.

Sincerely,
Jacqueline Clarke
Down Payment Assistance/Loan Specialist
Enterprise Mortgage Group
Direct: 407-739-3853
1 vote Thank Flag Link Wed Apr 1, 2009
Hi Andrea,
There is no requirement for a stove or refrigerator. There might be a requirement for a stove, if it is a government loan such as VA or FHA.

Larry

http://www.jacksonvillehomes4u.com and http://www.facetoface4u.acnrep.com
1 vote Thank Flag Link Tue Mar 31, 2009
Andrea,

For some loan programs, this would be a requirement. But generally speaking, to buy a home appliances are not manditory.
0 votes Thank Flag Link Wed Apr 1, 2009
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