Hello Julie,
Hmm, you have two different answers here. I Sold a home to a Buyer that was 9 months out of bankruptcy but that was about 2 years ago. Thing change quickly with loans these days. Your best bet will be to call a lender. I just called one that I work with a lot and he says he can't do it.
Sandy Kinslow
Coldwell Banker
Julie,
Yes, it is possible. Current debt to income ratio as well as amount of money you can put down will be part of the total picture. Great credit score for just coming out of bankruptcy. Let me know if I can be of further help.
elisabeth@movetoevergreen.com
Congratulations on getting your credit score back up. Unfortunately there is a requirement that 2 years need to pass from day of discharge to qualify. Here is some more info straight from FHA
http://www.fha.com/credit_issues.cfm
Please let me know if you would like to discuss this, or other potential options.
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