Home Buying in 62568>Question Details

Lucy, Both Buyer and Seller in Taylorville, IL

if you put a lien on a house, can a person still move in, even though there is a lien on it

Asked by Lucy, Taylorville, IL Wed Nov 19, 2008

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Has anyone noticed that this is FIVE YEARS OLD?
0 votes Thank Flag Link Sun Aug 4, 2013
What type of lien is out there? Is this home up for sale or for rent? Normally liens must be taken care of before the title is clear for the sale of the property to be completed.
0 votes Thank Flag Link Sun Aug 4, 2013
Lucy, sorry, you just have not given enough information. If you take out a second mortgage on a house you own, a lien goes on the house while you live there. If you bought a home that work had been done on but not paid for, it would be possible for a Workman's lien (Other names for same thing out there) could be placed on the home and you would be responsible. But, once property has changed hands and closed, I do not know of many liens that could come against that property except the workman's liens. If one did, I would take the problem to the title compnay that insured the property.

Your question leaves out too many details to give a clear answer, but, hopefully, the shotgun approach gives you some clues.

If this happened to you. First stop, the title company that insured it. Second stop, a lawyer to help you figure out what to do (if Title can not help.). Dave Atherton
0 votes Thank Flag Link Wed Nov 19, 2008
In most instances a property must pass to new buyers clear of any liens.
Web Reference: http://www.lynn911.com
0 votes Thank Flag Link Wed Nov 19, 2008
Need more information:

1) What kind of lien?
2) Did the home sell? Or is the person moving in a renter?

Liens are usually paid when the home is sold.
Web Reference: http://www.cindihagley.com
0 votes Thank Flag Link Wed Nov 19, 2008
Cindi Hagley,…, Real Estate Pro in San Ramon, CA
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