Home Buying in 17543>Question Details

ryan.weachter, Home Buyer in

if two people are buying an one has credit at 530 an the other would have 700 ?

Asked by ryan.weachter, Tue Dec 10, 2013

if the income is around 50,000 for the two together

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Lenders go off the lower of the two credit scores, meaning the person with the 530 credit would not be eligible.

You would have to qualify on the income of the 700 borrower only.
1 vote Thank Flag Link Tue Dec 10, 2013
You BOTH need to qualify. So the person with a credit score of 530 needs to work on his/her credit.
1 vote Thank Flag Link Tue Dec 10, 2013
what should the person work to get there credit to?
Flag Wed Dec 18, 2013
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