Your best best is to get in touch with a mortgage banker or office. Many can help you out of the the phone. If you would like to get some phone numbers of mortgage people whom I have had positive experience with in the past, feel free to ask. In most cases these days, the banks want about a 20% downpayment for home purchases, but you will need to confirm that with the mortgage people. Credit scores, credit history, income and a number of other factors will also need to be considered by the banks before they make a decision and/or issue a mortgage pre-approval. All the best and good luck in your search.