Home Buying in Urbandale>Question Details

Pat, Home Buyer in Urbandale, IA

if i have an agent showed me a house, do i have to use them?

Asked by Pat, Urbandale, IA Fri May 22, 2009

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Procuring cause isn't first exposure by us, it's the agent who established the series of events that led to your purchase. If you plan on buying something that an agent has already shown you, be sure to disclose it to whomever you select as an agent so they know that they have to check into it.
0 votes Thank Flag Link Fri May 22, 2009
No, HOWEVER, consider the following. 1. Have you signed an agency agreement with them? 2. Did you share personal financial information, limits, and overall goals? 3. What's the reason for not wanting to work with them? All three considerations listed above can greatly affect the end game and make the process quite stressful as well. I suggest that you find an agent you like, then stick with them. Loyalty goes both ways. I suggest talking with a few in one day. Meet at their office, tell them you have 15 minutes, and have some questions ready. I work out of two different Urbandale offices, and would welcome a chance to visit with you.
Find an agent that is experienced. Not only in the real estate side, but the mortgage lending side. Really, if they are experienced & cross-trained in every level of the transaction, they have the ability to protect and represent you well.
Do you connect with them...are they honest/polite? (polite test= tell them your most likely going to work with another realtor and see how the react). If they are easy to open up to and talk with, you will mitigate issues, surprises, and buyers remorse a great deal. Nothing makes a deal go smoother than open communication.
Find an agent that can guarantee you fiduciary representation, looking out for your interests above everyone else, without exception. Most forms of dual agency are not to your benefit.
0 votes Thank Flag Link Fri May 22, 2009
Not unless you signed a buyer's agreement which you can cancel.
0 votes Thank Flag Link Fri May 22, 2009
Pat,
In most states there are laws regarding procurring cause. Meaning, if you have an agent show you a home then they were the one who initiated your first exposure to the home and therefor they have the procurring cause to sell it to you. However, if you just visited an open house and this agent was there, this will probably not apply. If you enter into a buyer/broker agreement with another agent after the fact, then the new agent is your rep and the agreement takes precident. Your question is lacking some detail, so it''s hard to answer for sure. You should really consider hiring a buyer's representative to represent you in any case. I hope this helps. Good luck!
0 votes Thank Flag Link Fri May 22, 2009
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