First contact your bank and get a Pre-Quaification letter so you know what you can afford. Then you will call local realtors and make a decision on who you will work with as a buyer agent on your purchase. An excellent buyer agent will explain everything to you and assit you in your home purchase.
1.) Credit Score of at least 600+ (for a decent rate anyways)
2.) 2 years of employment history (unless you graduated from a tech school or college)
3.) Since Maywood is not in a Suburban or Rural Area, you need to have at least 3.5% for down payment (unless you get the seller to pay closing costs, if so we do CalHFA or CA Platinum with only a .500% down payment.
The rest is simple! Let us know if you have any further questions.
Your first step should be to get pre-approved for a loan. Unless, of course, you are purchasing with all cash. Once you have your pre-approval, you will know what you can afford and therefore will have a price range for homes to look at. Your next step should be contacting a Realtor in your area and have them represent you as a buyers agent.