Lakewood also has a home listed for $209,900 at 11656 215th Street which is a 2 bedroom/1 bath home with approximately 956 sqft of living space but the lot is 11,100 sqft which is large!
As the previous agent had stated you will find it very difficult to buy a home in the price range you are pre-qualified at. So looking into other cities is one possibility or you can look for down payment assistance program which is being offered by a city. Though many of these programs are already out of money, or no longer available due to the market factors out there.
In Carson or Lakewood, you will be hard pressed to find a home for $200,000 or less unless they are a real fixer upper and then they would not qualify for a standard FHA loan (they would require an FHA 203K Rennovation Loan). You might want to consider surrounding areas like Long Beach or Bellflower where your chances are a bit better and you might also want to consider a 2 bedroom or 2 bedroom plus den configuration to expand your options even further. I know the 90745 area very well and can tell you off the top of my head that there are currently no livable 3 bedroom homes for under $200K. To catch something in this price range you will need to be working with a very aggressive knowledgeable agent. Let me know if you want to pursue this further. Dare to Dream.
Real Estate Consultant
RE/MAX Palos Verdes Realty