That is a very common question. The very first step is to meet with a loan officer to see if you qualify. The 3 things we want to see are
1.) Consistent verifiable income
2.) Acceptable credit
3.) Ability to cover the down payment,
Sometimes everything fits and you walk out with a prequalification letter. Then you would take the letter to an agent who will help you find a home. Other times one or more of these items will need some work but we will make sure you leave with specific instructions on how to get all 3 in line. It's a win win!
If you're interested in setting up an appointment, please give me a call 661-324-2525
Loan Officer at Pacific Funding Mortgage Division, PFMD
4825 Calloway Dr Suite H-101
Bakersfield, CA 93312
DRE License # 01877009
NMLS License # 317122
Once you have completed that first step, I would be very interested in helping you find a home in the area you indicated. There are a lot of properties available in the 93306 area, we just need to figure out what your target price range will be to get you the monthly payments you will be comfortable paying.
Whether you contact another lender or Cherie and whether you contact myself or another Realtor, I wish you much luck in finding a new home!! It's a great time to buy and you'll love the feeling of owning your home!
Start with two things:
1. Get pre-approved to know your price range.
2. Find the best agent/broker you can to help you.
Take some recommendations here from local agents. You will get better treatment that way.
Lance King/Owner-Managing Broker
After that I can meet with you in my office for a buyers consultation. We will go over whats important to you in finding a home and search the MLS. I will set you up on a client portal to view and manage your new home listings as they hit the market.
Give me a call today to get the process started! 661-302-2013
Keller Williams Realty
Next - Contact a local real estate agent and go shopping.