Home Buying in Las Vegas>Question Details

dlt200013, Home Buyer in Las Vegas, NV

i wold like to buy a home in las vegas but i jast ,did a bk it be dis charge,in sep or can i take over payment

Asked by dlt200013, Las Vegas, NV Fri Aug 30, 2013

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11
Have you called your BK attorney yet. Having cash assets during a BK is a very serious legal problem.
Don't risk any purchase without getting legal advise.




David Cooper Your Best Source for Foreclosures Since 1994
http://www.lasvegaswinner.org
0 votes Thank Flag Link Tue Sep 3, 2013
hello Oscar here AE Wholesale and Correspondent lending.
it depends on the loan type and the Chapter you filled for.
Inbox me the details and I will send you guidelines that all banks and Small Lenders use such as the ones mentioned here.

There are different loans types and each one has different waiting periods or Down payment requirements.

What was the reason you filled for BK was there a loss of income?? THIS IS A HUGE QUESTION!!!

Conventional 2-4 years depending on what Chapter you file Bk for.
FHA - Has a new program call back to Work
VA same as FHA
Reverse Mortgage> you can buy anytime even in BK but must be 62 years old plus a large down

Need to now which BK chapter you filled and what loan type interests you!
reynagaoscar@yahoo.com
or
626 703 3200
0 votes Thank Flag Link Tue Sep 3, 2013
Hi dit200013

It all depends if you are going to finance or pay cash,
I assume you would want to finance considering you
just file BK you would want a mortgage.
I would recommend that you contact a Mortgage Specialist,
try Barbara Estes Sr Loan Consultant @ WJ Bradley Mortgage
Ph:702-281-0122 email: Barbara.estes@wjbaradley.com


If I can be of further assistance and answer
Any of your other questions please contact me

Thanks
Jimmy Balsano
Realty One Group
702-281-2225
Fax 1-866-371-8421
Email: jimbalsano@gmail.com
CERTIFIED FOORECLOSURE ALTERNATIVES CONSULTANT (CFAC)
REO-BPO CERTIFIED

I KNOW LAS VEGAS AND HAVE FOR OVER 40 YEARS
http://www.jimmybalsano.com
http://www.salestraq.com/las_vegas/newhomesearch/index.cfm?id=4780(New Homes
0 votes Thank Flag Link Tue Sep 3, 2013
I highly recommend you call your BK attorney before preceding with information not based on BK law.


David Cooper Your Best Source for Foreclosures Since 1994
http://www.lasvegaswinner.org
0 votes Thank Flag Link Mon Sep 2, 2013
Give Nathan Kessler at City1st Mortgage a call. They offer financing 1 day out of BK.

Nathan Kessler
702-683-3126

Thank you,

Jeffrey Sklar
Broker/Owner
Desert Valley Realty
702-408-6470
0 votes Thank Flag Link Mon Sep 2, 2013
If you filed for BK and still have cash left over for a downpay on a house, you better get in touch with your lawyer Tues Morning. This could void your BK filing and leave you worse off then before. Very, Very serious


David Cooper Investing in Las Vegas since 1994
http://www.lasvegaswinner.org
0 votes Thank Flag Link Sat Aug 31, 2013
Going thru BK restricts you for obligating yourself to any financial decisions without court approval. Especially since you are not legally discharged yet. If some creditor challanges the discharge, you could be in legal gray area for a longer period of time.

Don't do nothing until you have the official discharge paper in your hand. And I hope you don't have any assets hidden from the BK judge.

Investor in Las Vegas since 1994.
READ MORE http://www.lasvegaswinner.org
0 votes Thank Flag Link Sat Aug 31, 2013
If you are looking for creative financing such as OWC, Lease Option, AITD, Contract of Sale etc we can help. Send us your buying criteria and we will send you properties that match what you are looking for. The easiest way to send me what type of home you are looking for is to fill out our buyer's form here: http://lvrealestatehelp.weebly.com/buying-real-estate.html

I look forward to hearing from you!

Best Regards,
Robert Adams
Broker/Salesman
The Adams Team at
Rothwell Gornt Companies
C:702-349-9175
F:702-932-8826
RobertAdams@LVrealestateHELP.com
http://www.LVrealestateHELP.com

CONNECT with me on LinkedIn: http://www.linkedin.com/pub/robert-adams/2a/971/a93/

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0 votes Thank Flag Link Sat Aug 31, 2013
It will depend on the current value and equity in your home and many other factors. Would be glad t speak with you on any questions you may have. Please contact us at 702-325-4293 or at morgansselllasvegas@gmail.com

Thanks
0 votes Thank Flag Link Fri Aug 30, 2013
If you have 10% cash down I can help yiu with legitimate homes for sale. Matt
0 votes Thank Flag Link Fri Aug 30, 2013
If you have 10% cash down I can help yiu with legitimate homes for sale. Matt
0 votes Thank Flag Link Fri Aug 30, 2013
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