A good RealtorÂ® is going to know the "go to" people in mortgage lending that can get the job done. Jusy to give you an idea with the same lender I have experienced 30 day no problem closes and currently a closing that is going for a 52 day escrow. The buyers loan officer told her no problem for a 30 day close and started requesting income docs 24 days into escrow. That is about 3 weeks to late. Lazy Loan Officer not my referral her choice.
I would love to help you from start to finish! This is going to be one of the best and biggest most fun times in your life!
I am so excited for you! Feel free to contact me I would be honored to take you through the process!
Talk to you soon,
I have already answered this question, but I would like to make a comment about a previous post. James Gordon makes an excellent point. I have run into this myself with one lender three times. Also, not my choice.
It is very important to ask a lot of questions and interview different ones and don't be afraid to ask for references and CALL them.
True professionals like to work with true professionals, so chances are whether you contact the lender first or the agent first, either of them will be able to point you in the right direction.
Hopefully, someone from MI will get back to you quickly.
While you wait, you can start by contacting several agents from different companies and interview them. Ask them what THEIR PROCESS is. Make sure that you have a good fit with personalities. First-time home buyers usually have many issues to work through, so you need someone who is patient and knowledgeable. A good agent should be able to recommend several different lenders for you to choose from. Choosing a good lender is also very important.
Best of luck to you.