The best way to know if and when you can reapply to purchase a home is to find a loan officer who you feel comfortable with to pull your credit report and advise you on this. Be wary that you don't want to jump from one loan officer to the next because each time your credit report is pulled it can affect your score too. So it is important that you find a loan officer that you can build a good relationship with because that loan officer will give you advise just in case you are not ready yet....they can tell you what steps you need to take to get ready and they will walk you down the path to becoming ready to purchase. Once you are there you will need to find a real estate agent who will help you find your dream home. Please let me know if I can be of assistance!
NMLS # 6395
Financing Kentucky One Home at a Time
Century 21 New Millennium
thanks! - Randy