The S i v e l G R O U P
Prudential Fox & Roach Realtors
As a trained architect and skilled realtor, let me help you navigate all aspects of owning a home.
Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Savvy on your part to put attention on financing, as it is the cornerstone of homebuying.
Yes, there are options and ways to obtain grant money in the city of Philadelphia.
Following the link below will give you a basic outline of the homebuying process, the financial aspects and other avenues that you may want to explore, including an educational class that can help you secure some money for settlement costs.
One of the most important steps you can take in this process is to hire a buyers agent. I know, you think this is going to cost you money - but it is not. The buyers agent gets paid from the commission based upon the sale of the property. The commission from the sale is paid by the seller. The seller pays both the list agent and a the agent for the buyer as well. Most buyers find this out late in the process and realize that it would have been better and would not cost them anything to secure their own representative.
When I negotiate a deal for my buyers I often ask for a seller assist - money from the seller directly to go towards the buyers closing costs. Different types of financing have limits on the seller assist amount but you can still negotiate for thousands of dollars in assistance.
You should meet several buyers agents and choose one with whom you have good communication and feel is trustworthy. This individual will essentially work for you to protect your interests, they understand negotiations, and the Pennsylvania Standard Agreement of Sale, and the entire process.
Check out the phfa website, send me an email if you would like to come into the office and meet, I have someone on my team that works with first time homebuyers as a buyers agent and knows the ins and outs of grants, I would be there too.
The Barlow Group at Keller Williams Center City
That is a great question. Different lenders offer different programs based on their own requirements. What always suggest to consumers is to first find your own buyer agent to represent your interests and build a relationship with your RealtorÂ®. Your RealtorÂ® can go over the entire buying process as well as everything that will be required of you. Most RealtorsÂ® have relationships with mortgage consultants and your agent can provide you with a few names of lenders and you can then speak with those and find out what programs they each offer. Once you get all the information you need, you can then make your decision of who will be best for you.
I'd love to speak with you further about your goals. Feel free to email me at firstname.lastname@example.org or you can call me at 215-669-0589.
Servicing all of Philadelphia, Bucks & Montgomery County and New Jersey