Tired of Seeking Loans and Mortgages? Have you been turned down constantly by your banks and other financial institutions? Are you about loosing your home due to financial constrains? We are in the business of offering Non-Collateral Loans For Your financial benefit at 3% minimum.
If interested, kindly furnish me with the following details below.
8.Purpose of loan .#
we will contact you with further information and reliable beneficiary assistance relevant to financing of the loan sum. In acknowledgment of receipt of these details, a well calculated accrued interest, repayment plan and secured payment protection policy will be disclosed in subsequent correspondence.
Thanks for your patronage!
I look forward to hearing from you soonest.
Contact person: Mr. Rolland lincon(Loan officer),
The short answer to your question is that there are three important factors that go into deciding to grant a loan. The first is credit, the second is down payment, and the third is income. I work with Holmgren and Associates in Montclair. In recent meetings with John Holmgren, he tells me that if you have two of the three you are probably still all right but if you are working with a one sided triangle it will be much tougher. Make sure the combined FICO is over 680 and you should be okay. The new FHA loans will probably work well for your family.
Stated income loans are hard to get. Start by looking for a loan broker to work with and let them run your qualifications. Go to the bank that you have a realtionship with also and see what they have to say. Things have defiantely changed in the last six months and if you can't do it now be patient it will change again. The pendulum had swung too far to one side and now has swung to far to the other side and it will calm down. Money needs to be loaned and the money hasn't disappeared.
If you need referrals to loan brokers ask the agents at the open houses in your price range for names of mortgage brokers they would work with. But really go to the bank you bank with and see what they can do.