Participating in these forums for a couple of years now, I find that I really must tell people interested in foreclosures that if you are looking at foreclosures as a way to purchase a dream home for 200K below the prices of other homes in the neighborhood, you not likely to find that in our market at this time. The reason is simple. We have an open market with good access it information. If you were willing to purchase a $500,000 home for $300,000 of course, there will be someone else willing and able to pay $400,000 and usually someone else willing to pay $450,000. In our free, open market the Seller or the bank will always want the highest offer. So, you are always competing with other potential buyers no matter what circumstance the of the Seller.
That said, if you want to know the best choices in the 295,000 price range, I would be happy to help you understand the choices better. If you would like to purchase a great VALUE in the market segment that a home like Crystal View falls into, it would be my pleasure to help you find it.
For more information on my philosphy about VALUE vs "a deal" please see my recent blog post at my web site http://www.ConejoLiving.com