i want to buy in the clayton county area however, what credit score is required for a hud or bank owned home

Milandra
Home Buyer
30296

Answers (5)
Steven Spencer
Agent
Jonesboro North, Atl...

The truth is that most lenders are requiring a credit score of 620 for FHA loan. My best advice is to give me a call at 404-551-8093, and I can tell you how much you preapproved. My name is Steven and I am only a quick call away.

Wed Aug 5 2009, 22:40
James Dudley
Agent
Suwanee, GA

Milandra,

HUD homes are a great buy! You need to check with a lender and get pre-qualified.

We are a local listing broker with HUD and have tons of experience selling HUD homes and working with lenders who are familiar with the HUD buying process.

Give me a call if you would like some assistance from the experts!

James Dudley
ERA Sunrise Realty
678-781-7418

Fri Jun 12 2009, 12:42
Tori Lawson
Agent
Fayetteville, GA

Hi Milandra,
The other agents answered as I would have. I service the Clayton county area and I have an AMAZING lender that is a straight shooter and will give you all the details.
I hope to hear from you.

Please advise if I can be of further assistance.
Best of luck!

Sincerely,
Tori Lawson
REALTOR
Prudential Georgia Realty
404-918-4671
tlawson@prudentialga.com

Wed Jun 10 2009, 12:13
Dawn Richardson
Agent
30092

With HUD you can put down as little as $100 As for credit scores most lenders require at least a 620 middle score. I have a great lender if you are interested in speaking with someone about getting pre approved..


Dawn Richardson
Keller Williams Realty
678.349.4728

Wed Jun 10 2009, 11:18
Kevin Darby
Agent
Watkinsville, GA
FIRST ANSWER

Milandra, the best value when buying a HUD home tends to be using an FHA loan since if you will occupy the home, you are only required to put $100 down. As far as your credit score, speak with the mortgage company that you are getting your quotes from; they will have different score requirements.
Kevin Darby
ERA Sunrise Realty
706-621-3853

Wed Jun 10 2009, 10:51

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