Home Buying in 07306>Question Details

shamaila  zia, Home Buyer in Jersey City, NJ

i want buy home what i should do?

Asked by shamaila zia, Jersey City, NJ Wed Jul 3, 2013

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i have no budget .... only i have 5000 $ now........ i m new here......... thats wyh.......... i m here only 10 month.... what i should do.... because i want to buy own home.... as soon as possible
0 votes Thank Flag Link Thu Jul 4, 2013
wants are many. the less the desire the more the happy..
Flag Thu Jul 18, 2013
Malazia - 1st step contact a mortgage broker. Call or e mail me if you need a recommendation.
Flag Fri Jul 5, 2013
You need to get preapproved or prequalified by a lender. This is the first step. Then contact an agent and have them find homes in your price range.
0 votes Thank Flag Link Thu Jul 4, 2013
Malazia1,
As many of the Trulia members said below, the first step is having a discussion with a mortgage banker. I would be happy to walk you through the process in detail. I have been writing loans for 13 years and love helping first time homebuyers. The excitement of seeing someone get the keys to their first house is second to none.

Check out my profile here on Trulia by clicking my picture. I work for JPMorgan Chase in Manhattan, but can meet you in Jersey City at any branch to sit down with you to discuss.

Shoot me an email at ryan.j.mcpartland@chase.com if you are interested in talking. If anything, use our discussion as learning session and a time to ask any questions around buying a home.

Hope to hear from you.

Ryan McPartland
Mortgage Banker
JPMorgan Chase
646-522-6340 Cell
ryan.j.mcpartland@chase.com
0 votes Thank Flag Link Thu Jul 4, 2013
Hello Malazia-

The first step is to be pre-qualified for a mortgage so you are clear about what price home you can afford.

Second, I would suggest that you begin to identify the area you would like to live in.

Third, meet with a realtor who knows the area you are looking in and identify what exactly you are looking for in terms of #of bedrooms, bathrooms, amount of renovations needed, etc.

Fourth, the realtor will identify properties that fit with all or most of you qualifications and will begin showing you these properties.

Please feel free to call or e mail me to discuss this.
0 votes Thank Flag Link Thu Jul 4, 2013
Hi Malazia!

To make your search as stress-free as possible you should first decide what your "must-haves" vs. "nice to-haves" are including where you want to live.

From there, you should be pre-qualified by a LOCAL (I cannot stress local enough) reputable Mortgage Lender to understand what your income can truly afford and then determine, based on your life style, what a comfortable mortgage payment would be including taxes and HOA fees, if a condo/coop.

If you do not know a LOCAL reputable Mortgage Representative I have a few excellent individuals that I work with who I can refer you to.

Once we have these two pieces of the puzzle figured out we can put a plan together to find you YOUR DREAM HOME!

Give me a call at 973.868.4034 or email me at EmilVeltre@aol.com to schedule a call to discuss or so that I can answer any further questions.

Have a GREAT day!

Best regards.
Emil

Emil Veltre, RPh, MS, CDPE
Realtor Associate
Liberty Realty
Mobile: 973.868.4034
Email: EmilVeltre@aol.com
Website: http://www.EmilVeltre.com
Web Reference: http://ww.EmilVeltre.com
0 votes Thank Flag Link Thu Jul 4, 2013
The first step is to figure out what your requirements are in terms of what you are looking for. Then you should have a realtor who will guide you through the process of searching and purchasing a home. My business is to help people like yourself find a home - feel free to contact me for any questions.

Josie LoPiccolo
Weichert Realtors
Glopiccolo@weichert.com
954.822.0130 cell
0 votes Thank Flag Link Wed Jul 3, 2013
You first should get prequalified to see how much of a home you can afford...then pick an area and find a realtor.


SHELLEY SILVERMAN
Salesperson

Public Trust Realty Group
Cell #: (201) 362-5600
Email: silverman_shelley@yahoo.com
0 votes Thank Flag Link Wed Jul 3, 2013
Where are you looking to buy? And what is your budget?

Melissa Silva
201-527-7313
Realestate.mel.s@gmail.com
0 votes Thank Flag Link Wed Jul 3, 2013
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