Serving Pasco, Hernando, and Citrus
You will also need money for your inspections of the home anywhere from 500.00 to 1,000.00. Then do not forget about moving expenses.
The USDA program is a great way to get into a home in Hernando or Citrus County. These two Counties are just a little North of Port Richey. My lender and I just closed a loan with a first time home buyer. She put money in escrow to satisfy the seller and got almost every penny back at closing.
If you would like more information, let me know.
ps Mark was talking about 100% financing in a loan and that does not exist anymore. There are programs and someone who knows what to do can help you. Any Realtor should be able to help you with these programs I mentioned above if they have the experience.
All of what I mentioned above depends on your credit score and how much debt to income you have personally. The other concern I have is you starting a new job but if you are a member of unions I would assume this is standard in your field.
Good luck and certainly let me know if you need more help.
Kevin & Susan Horan
Horan Realty Group
Happy 4th of July! Congrats on deciding to upgrade from renter to homeowner. I'm currently working with couple who bought a nice newer style home and are now paying $150 less then when they were renting. We were able to get the seller to contribute all their closing cost as well. I have an excellent mortgage broker who is local and extremely knowledgeable in all programs for every type of buyer. I live locally in the area with over 6 years experience and can help you find the right home. Please feel free to give me a call and we can discuss things farther. 727.364.8801 Have a happy and safe holiday weekend
Your Realtor for Life!
Also if you buy a VA home that was foreclosed they will help out (even if you weren't a veteran)
Weichert Realtors Hallmark Properties
Saint Cloud, FL
Depending on your income and family size, you may be able to get money from Pasco County:
You will need good credit to get any assistance so your current length of employment may not allow you to get a mortgage. I think they need at least 1 year on the job.
Contact a lender on the approved list of lenders with Pasco County and they can evaluate your credit and income.
Hope this helps you.
All the best,
Alma Rose Kee, PA
Future Home Realty, Inc.
Check to see if NACA is available in your area. They offer zero down, zero closing costs, fixed 30 year mortgages, are HUD approved and underwrite based on payment history instead of credit score. BofA and Citibank fund their loans. Check them out on http://www.NACA.com. You can check and see if they loan in your area.
If you are a veteran or if you buy in an area that covers the USDA loans, you can get no money down.
The best advice I have for you is to talk to both a real estate agent and mortgage broker that understand this and can guide you through the process.
If you want suggestions or people, email me email@example.com.