I am a local mortgage broker and would be happy to help you get pre-qualified for this home or any other one you may be interested in. We work with over 30 lenders to help you get the best possible financing. Our lenders will go as low as a 580 score on an FHA mortgage.
SMC carries an A+ Better Business Bureau Rating and we have worked in the community for over 15 years! Please call me at 630-478-2684, email or visit my website get started.
Please email me so we can set aside some time to get you prequalified or visit my website to complete the application http://www.smartmortgageinc.com.
I look forward to working with you!
Smart Mortgage Centers
630-478-2684 or 630-788-6200
firstname.lastname@example.org / http://www.smartmortgageinc.com
THe best advise is to work on your credit. I can recommend some great lenders to talk to, but if you know you have bad credit, the first step is to work on that.
I am a local lender with Wintrust Mortgage right here in Chicago. I can't advise you until I can take a peek at your credit.
Please go to my website and fill out a FREE online application by clicking on "start the process". Make sure you do the entire application, not just the pre-qual. The more info you put in, the more accurate I'll be able to assess your situation.
Work history, rental history, assets, income, etc., etc.
Senior Mortgage Consultant
The only lender that does not credit score is VA. If you and / or your husband are veterans, you may be able to buy.
Otherwise, you need to work on credit repair and build a history of on time and in full payments for all your bills, big and small.
I have references for this, but it is not going to be a quick fix. When it is done, ou can enjoy the privileges of good credit and being able to get a home of your own.