Home Buying in Atlanta>Question Details

tinytim8461, Home Buyer in Atlanta, GA

i need a loan to buy a home for 28000 i cant seem to find one

Asked by tinytim8461, Atlanta, GA Wed Jul 18, 2012

Help the community by answering this question:

Answers

48
I don't think any reputable lender takes a loan application over a third party website like this.
I would not recommend giving personal information to anyone that is not well known in the industry or was not referred to you by someone who has done business with them in the past. Without your signed permission they cannot pull your credit report, so how do they know if they can make you a loan? If you give them your social security number you are potentially leaving yourself open to identity theft.

Remember, if it seems to good to be true, it probably is.

Hard money lenders don't lend at 3% (which is below conventional mortgage rates). Typically you would pay much more than you would pay for a more desirable loan.
For a mortgage under $50,000, I strongly recommend that you stick with Wells Fargo or BB&T. A credit union, or your local bank branch might also have a creative loan package that is not a traditional mortgage but has comparable terms.
2 votes Thank Flag Link Tue Aug 20, 2013
Hello Dear,

I am trying to bring to your notice that there is now a real and legitimate loan company which can fund you a loan with a proper modification repayment even if you do not have a job.

Our offering packages/programs for the loan is designed to suite all works and category of life. We offer our loans with an interest rate of 3% Only.

Please kindly contact me via email for more information if interested: Zebraloanfirm012@nl.rogers.com

This is a one time opportunity i won't want you to miss out.

I will be waiting to hear from you.

Regards,

Susan Bonna.
Manager Affairs Committee.
Flag Wed Aug 21, 2013
LOAN APPLICATION FROM
===================================

* (Name of applicant): ......................
* (Address: applicant): ..................
* (City): ...........................................
* (State): ...........................................
* (Country): .....................................
* (Gender): .......................................
* (State): .............................
* (Age): ............................................
* (Occupation) ..................................
* (Rate Revenue): ...............................
* (The loan amount is needed): ..................
* (Tel): .............................................
* (Mobile): ........................................
* (The duration of the loan): ...............................


===================================
Quick Reply markloanfirm200@gmail.com
Flag Tue Aug 20, 2013
send me your mail so that we can talk better okay
regard mark harry
via: markloanfirm200@gmail.com
Flag Tue Aug 20, 2013
LOAN APPLICATION FROM
===================================

* (Name of applicant): ......................
* (Address: applicant): ..................
* (City): ...........................................
* (State): ...........................................
* (Country): .....................................
* (Gender): .......................................
* (State): .............................
* (Age): ............................................
* (Occupation) ..................................
* (Rate Revenue): ...............................
* (The loan amount is needed): ..................
* (Tel): .............................................
* (Mobile): ........................................
* (The duration of the loan): ...............................


===================================
Quick Reply
Flag Tue Aug 20, 2013
Please do not send any financial information to anyone that does not state the name of their company and provide the GA mortgage lending license # right up front.
1 vote Thank Flag Link Sun Dec 1, 2013
I cannot imagine why anyone would apply with an individual who is not even in this country?
Notice how it's the same formula "application" as the other scammers from earlier in this thread too. ALWAYS use a lender who has been referred to you by someone you trust and never give financial info to anyone that you have not checked out.
1 vote Thank Flag Link Wed Nov 20, 2013
Most lenders don't deal in small loans like you are seeking but PLEASE be cautious and do NOT provide confidential information to anyone asking for it on the internet claiming they can help you! Only work with licensed lenders you can verify are legitimate!
0 votes Thank Flag Link Wed Apr 9, 2014
Well i don't think housing loan can be a big issue, if you have a good credit score. For which i recommend you to do a market study, basis on which apply for a loan which is available at a low rate of interest & payback time little higher. Also do check out the terms & condition thoroughly, as there shouldn't be any hidden points.
0 votes Thank Flag Link Mon Apr 7, 2014
Welcome To Lona Barry Loan Service....

Are you a business man or woman ? Are you in any financial mess or do you need funds to start up your own business?Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

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0 votes Thank Flag Link Sun Apr 6, 2014
hello i am Mrs Rebecca Wayne from Florida USA,when i needed a loan of $200,000 i got it from Clarke John global loan firm and their ways was very simple,no credit check,no cosigner,no collateral and with just 4% interest rate so i will advice anyone out there that need a loan to contact them via their email,clarkejohngloballoanfirm@gmail.com


please tell them that i recommend you
0 votes Thank Flag Link Thu Mar 20, 2014
I can help you with the loan request. Apply for your loan today at 3% email me on morgan.lisa_firm@outlook.com
0 votes Thank Flag Link Wed Mar 19, 2014
Ask the bank for a signature loan, a mortgage for this amount will be too expensive.
0 votes Thank Flag Link Fri Feb 21, 2014
The http://paydayfastcash.net/ can help you to get a loan.
0 votes Thank Flag Link Fri Feb 7, 2014
WOODE FINANCIAL SERVICES.

Woode Financial Services is a Register/Accredited Financial Company which provides a high standard of financial (LOAN) services to private and corporate clients. Do you need funds as investors? Are you in financial mess? Do you need a loan? We offer loan from the range of $5,000 to $5,000,000 (USD, EUR, GBP,) OR its EQUIVALENT IN OTHER CURRENCIES. We offer loan at an annual basic interest rate of 3% from a duration of 1 to 35 years to serious and trustworthy clients! Clients are require to pay back our loan by monthly installment repayment after 1 year of receiving his/her loan funds. Interested borrower is advice to forward their request to us via e-mail: woodefinancialservices@gmail.com
0 votes Thank Flag Link Wed Nov 27, 2013
Let me be of assistance. Call me
0 votes Thank Flag Link Thu Nov 21, 2013
Contact us for a loan offer via e-mail address: unitedtrustfinance@gmail.com
0 votes Thank Flag Link Wed Nov 20, 2013
WARNING FLAGS ALL OVER THIS ONE.
BE CAREFUL!
Flag Wed Nov 20, 2013
Welcome to mark loanfirm we offer loan @2% if you are in need of a legitimate loan contact this email on markloanfirm200@gmail.com for more information.
0 votes Thank Flag Link Mon Sep 23, 2013
Welcome to mark loanfirm we offer loan @2% if you are in need of a legitimate loan contact this email on markloanfirm200@gmail.com for more information.
0 votes Thank Flag Link Mon Sep 23, 2013
Good morning,

Hopefully you'll be able to find a loan in order to purchase a home of your choice. Do you have a home in mind? Sometimes the best thing to do is to first get qualified for a loan then find a home within the price range. Also, when borrowing money, your lender will get an appraisal on the property before loaning out the money.

For buyer tips you can visit my profile. The site has a link specifically for buyers and what steps they should take.

Good Luck!
0 votes Thank Flag Link Mon Sep 23, 2013
Hello,
ARE YOU LOOKING FOR A LOAN?
We are certified, trustworthy, reliable, efficient, Fast and dynamic and Remember your financial stability is our concern. low interest rate of 2% A trial will convince you kindly fill and get back to us as fast as possible so that we can process your loan in our company.


FIRST INFORMATION NEEDED ARE:

First Name:______
Last Name:_______
City:____________
Zip Code:________
State :__________
Country:_________
Gender:__________
Date of birth:_________
Telephone:_______
Marital Status:_______
Occupation:______
Loan Amount:_____
Purpose of loan:______
Loan Duration:________
Monthly Income:_____

Have you applied for loan before (yes or no)..........

Mr. Jackson Perry
United Kingdom
unitedtrustfinance@gmail.com
Tel: +447045720681

We also have a representative official in India
+918376855728
Mr. Steven Dickson
Flag Wed Nov 20, 2013
You won't get a mortgage on a home in this price range, but you should be able to take out a personal loan.

I also suggest you ignore comments you see on here from anyone who desperately has responded more than once begging you to email them- as I have seen many scams look very similar - more so when the message does not include a reputable name or company- I suggest skipping sending any personal information to anyone
0 votes Thank Flag Link Tue Sep 17, 2013
Are you in search of a secured and reliable loan lender to give you a loan,to pay your bills,depths,or to run your business here comes a chance to get a loan of a very low interest rate. If you are in need of loan kindly contact us at: patolawrenceloanhome@gmail.com
0 votes Thank Flag Link Tue Sep 17, 2013
Hello Dear,

I am trying to bring to your notice that there is now a real and legitimate loan company which can fund you a loan with a proper modification repayment even if you do not have a job.

Our offering packages/programs for the loan is designed to suite all works and category of life. We offer our loans with an interest rate of 3% Only.

Please kindly contact me via email for more information if interested: Zebraloanfirm012@nl.rogers.com

This is a one time opportunity i won't want you to miss out.

I will be waiting to hear from you.

Regards,

Susan Bonna.
Manager Affairs Committee.
0 votes Thank Flag Link Wed Aug 21, 2013
awaiting your mail

markloanfirm200@gmail.com
0 votes Thank Flag Link Tue Aug 20, 2013
Attention!

Do you have terrible credit?
Need money to pay bills?
Need to make a new company?
Do you have an unfinished project at hand due to poor funding?
You need money to invest in some areas of specialization that will benefit you?
and you do not know what to do.

I am Mr.mark harry, a private money lender. I give out loans at an
interest rate of 3% per year and up to $ 500.00 to $ 50,000,000.00 as
a loan offer. 100% Project Funding with secured and unsecured loans
are available. We guarantee the distribution of financial services to
our many clients around the world. With our flexible lending packages,
loans can be processed and funds transferred to the borrower within
the shortest possible time. We operate under clear and understandable
terms and we offer loans of all kinds to interested clients, firms,
companies, and all kinds of business organizations, private
individuals and real estate investors. Simply fill out the form below
and get back to us as we expect your prompt and immediate response.
EMAIL U.S. AT: markloanfirm200g@mail.com

Interested applicant should fill in our application form below.

FIRST necessary information

Full name ……….
Age …….
Personal phone number …….
Country ……
Email ……….
Address ……..
State …..
Age ………
Have you applied before?…..
Marital status ……….
Loan amount needed as loan ……….
Loan Duration …….
Occupation ……..
Monthly income ……..
Do you know English?………

GET BACK TO US NOW.
Mr.mark harry.

contact via: markloanfirm200@gmail.com
0 votes Thank Flag Link Tue Aug 20, 2013
Am Mrs Laura, i got my loan of $30,000 from a loan lender called Mr Sam Cole. So if you are in need of a loan to buy a home, i will advise you to contact Mr Sam Cole on his email address; samcoleloancompany@yahoo.com
0 votes Thank Flag Link Mon Aug 19, 2013
Hi Tim,

Gone are the days when the market was flooded with homes under $30,000. But that's not to say that there are not any around. Usually when a property in that price point hits the market, they are snatched up pretty quickly. Are you working with a real estate agent? If so, they can keep you informed very quickly as to when such properties are listed. What area of town are you looking in? That is also a major considering when trying to locate a property in that price point.

LaShonda Solomon
Associate Broker
Keller Williams Realty Signature Partners
(678) 477-5226
LaShondaSolomon@kw.com
http://www.AtlantasPremierProperties.com
0 votes Thank Flag Link Mon Aug 19, 2013
Do you need a loan? or need financial assistance to help? We offer loan to business bodies and cooperation of individuals in need of financial support to help, as this loan Company in one quick and easy access to credit for low and affordable interest rate of 3% in the void, please contact us by e-mail henrycookloans@gmail.com with following information;

Full Name:
Amount:
Duration:
Phone#
Country:

Contact Email: henrycookloans@gmail.com
0 votes Thank Flag Link Mon Aug 19, 2013
Hi Tiny Tim,
I also would agree to check with your local Credit Union. Our local BB&T here in Warner Robins, will provide Mortgages at that low amount. Check with your local BB&T up in Atlanta.

Good Luck,
Sally Wildasinn, Realtor

Fickling & Company, Warner Robins, GA
478-662-9093
swildasinn@fickling.com
http://www.sallyshomelistings.com
0 votes Thank Flag Link Sat Aug 17, 2013
I am in the same boat as you Tinytim, I have found that a lot of companies will throw their advice to you and offer cut throat rates but then they never answer the phone and the service is severly compromised. I don't know if you are familiar with Redfin.com. Unlike Trulia and Zillow the homes on the site are updated multiple times daily AND there are a bunch of resources like a home buying guide as well as vetted lenders. http://www.redfin.com/buy-a-home/financing-your-home-atlanta Its a pretty good site with a lot of information. Hope this helps and good luck!
0 votes Thank Flag Link Fri Aug 16, 2013
I have found just the opposite on Redfin. They have homes still listed that were sold and closed as much as 11 months ago. When I searched that site I found more homes that were not available than were available. It appears to be a site that is simply devoted to directing buyers to their agents (who are charged a fee no doubt). I recommend Realtor.com for the most accurate up to date information.
Flag Tue Aug 20, 2013
loan offermarkloanfirm200@gmail.com
0 votes Thank Flag Link Fri Aug 16, 2013
Attention!

Do you have terrible credit?
Need money to pay bills?
Need to make a new company?
Do you have an unfinished project at hand due to poor funding?
You need money to invest in some areas of specialization that will benefit you?
and you do not know what to do.

I am Mr.mark harry, a private money lender. I give out loans at an
interest rate of 3% per year and up to $ 500.00 to $ 50,000,000.00 as
a loan offer. 100% Project Funding with secured and unsecured loans
are available. We guarantee the distribution of financial services to
our many clients around the world. With our flexible lending packages,
loans can be processed and funds transferred to the borrower within
the shortest possible time. We operate under clear and understandable
terms and we offer loans of all kinds to interested clients, firms,
companies, and all kinds of business organizations, private
individuals and real estate investors. Simply fill out the form below
and get back to us as we expect your prompt and immediate response.
EMAIL U.S. AT: markloanfirm200@gmail.com

Interested applicant should fill in our application form below.

FIRST necessary information

Full name ……….
Age …….
Personal phone number …….
Country ……
Email ……….
Address ……..
State …..
Age ………
Have you applied before?…..
Marital status ……….
Loan amount needed as loan ……….
Loan Duration …….
Occupation ……..
Monthly income ……..
Do you know English?………

GET BACK TO US NOW.
Mr.mark harry
0 votes Thank Flag Link Fri Aug 16, 2013
Are you financially down and need loan?
Do you need loan to pay off credits and debts?
Do you need finance to set up your own business?
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you have to fill out the following
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APPLICANT PERSONAL INFORMATION’S.

APPLICANT FULL NAMES…………………….
SEX……………………………………
AGE……………………………………
MARITAL STATUS………………………….
NATURE OF JOB……………………………
HOME ADDRESS…………………………….
PHONE NUMBER………………………….
Purpose OF LOAN NEEDED………………………
DURATION OF LOAN…………………………
AMOUNT OF LOAN NEEDED…………………….

OUR LOAN INTEREST IS JUST 3% AND OUR OPERATIONS IS BEEN GUILD
UNDER THE LENDERS LAWS,ALL COMPLETED
APPLICATIONS SHOULD BE SEND DIRECTLY
VIA EMAIL TO ( cwinvestmentloanfirm@gmail.com ) for
verifications if your loan is been approved a notification
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0 votes Thank Flag Link Sun Aug 11, 2013
Your financial difficulties is a thing of the past, contact us on judelawsonloaninvestment@gmail.com for all kinds of loan. we are waiting for your urgent mail.


THANKS
0 votes Thank Flag Link Wed Jul 31, 2013
Melissa, why would you tell someone not to fill a loan form?

What is wrong dear?..............
0 votes Thank Flag Link Tue Jul 30, 2013
Please do not fill out Judes form... just a starters tip right there....

But.... if you need a loan for that amount, you may be able to get one... however if you are looking for a mortgage for that price, you won't. Mortgages are not issued for such low amounts... but regular loans are, like car loans. Just find a lender, and ask. They will see if you qualify for this small loan... it's that simple.
0 votes Thank Flag Link Tue Jul 30, 2013
Loan Offer Here Apply Now
Are you a business man or woman? Are you in any financial stress or do you
need funds to start up your own business? Do You Need to settle your Debt
loan or pay off your bills or start a nice business? Do you have a low
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and other financial institutes? Email us via: trecialgregory@gmail.com
0 votes Thank Flag Link Sat Jul 6, 2013
ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.

We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.

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Regards
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0 votes Thank Flag Link Tue Jun 4, 2013
Hello Dear

I'm Eric Jones A Sincere and certified private money lender approved by the GOVERNMENT. I give out international and local loans to all countries in the world. Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds, available now are Business, Personal, House, Travel and Student Loans. Apply for a loan today with your loan amount and duration.Its Easy and fast to get. 4% interest rates and monthly installment payments. If you are interested get back to me for more details. On morethanlending@gmail.com or Call me on 8033958270

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0 votes Thank Flag Link Thu May 9, 2013
Hello Dear

I'm Eric Jones A Sincere and certified private money lender approved by the GOVERNMENT. I give out international and local loans to all countries in the world. Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds, available now are Business, Personal, House, Travel and Student Loans. Apply for a loan today with your loan amount and duration.Its Easy and fast to get. 4% interest rates and monthly installment payments. If you are interested get back to me for more details. On morethanlending@gmail.com or Call me on 8033958270

Kindest Regards
Eric Jones
0 votes Thank Flag Link Thu May 9, 2013
Am in receipt of your email. I have stated the terms of the loan below for you to see and tell me if you are in agreement with the loan terms or not. In order to seal up our transaction, You have to agree to the loan terms and conditions which are stated below.

financial requirements. We are dedicated to help you find financial freedom to permit you to achieve your goals without the extra burden that comes along with high rate debt, Our expertise is to find the right loan structure to fit your needs and circumstances.


TERMS AND CONDITIONS
1.Repayment : Upon the receipt of the loan, you are required to start repayment of the loan at least Two (2) Months after the loan has been granted.

2.Interest Rate: The interest rate applicable to all amounts is 3%.

3. Transfer Of Your Loan: (Bank to Bank Transfer ) The transfer of the loan must be a bank to bank transfer, except otherwise stated by the borrower which means, you will have to provide the means which you want your loan transfer to you.

4. Loan agreement document: The Loan agreement document need to be signed to trust some guarantee of you to me that i can trust you. Remember that is a large some of amount which is needed by you.

5. Loan refund: The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.

Application For loan
First Name:
Last Name:
Date Of Birth:
Marital Status:
Address:
Sex:
Phone No:
City:
Zip Code:
State:
Country:
Nationality:
Occupation:
Monthly Income:
Amount Needed:
Duration:
Purpose of the loan:
E-mail address:

You are required to fill the above loan information and return along side with a scanned copy of one of the following:

(1)International Passport
(2) Drivers Licenses

I will wait for your urgent response so that we can proceed.

Warmest Regards,
Mr. marsha goodma
0 votes Thank Flag Link Wed Apr 10, 2013
YOU MAY NEED TO CONTACT A HARD MONEY LENDER, WHICH USUALLY REQUIRES HIGH FICO AND STABLE INCOME/CASH FLOW...

THAT LOW AMOUNT WILL CARRY HIGH FEES...

BEST ADVICE IS TO PAY CASH TO AVOID HIGH INTEREST/FEES!
0 votes Thank Flag Link Tue Apr 9, 2013
Hi Tinytim

There are many fine lenders and loan agents who have responded below.

You should be able to get a loan.

Good luck.
Ruth
Web Reference: http://ruthandperry.com/
0 votes Thank Flag Link Thu Jan 17, 2013
Do you need a loan if yes email us with
Name
Age
Sex
Loan amount
Loan term
Monthly income
Email us at ernestspringloans@gmail.com
Web Reference: http://m.trulia.com
0 votes Thank Flag Link Mon Dec 17, 2012
It’s important to keep in mind that although there are a few lenders currently extending loans in this price point, the property itself MUST be financeable.
The lender will send an appraiser to the property to inspect the condition of the home and they must follow the criteria set forth by Fannie and Freddie for financing, which goes beyond functioning plumbing /electrical and a non-leaking roof.
If the property that you want to purchase does not meet this criteria, you will be expect to escrow the needed repairs at closing and the work preformed by a licensed and insured contractor post closing. This unfortunately removes the money saving element of sweat equity.
Other factors that will be involved as to your ability to obtain a loan will be if you are an investor or owner occupant and if the property is a detached or attached, (condo or townhouse).
0 votes Thank Flag Link Fri Jul 20, 2012
Wells Fargo does mortgage loans in that price range. Not all loan officers will take it on though. If you need contact info for a loan officer that will work that price range, give me a call.
Bill McGoldrick
Realty Associates of Atlanta
404-291-3287
0 votes Thank Flag Link Wed Jul 18, 2012
Tinytim,

Your Credit Union or Wells Fargo will do loans under 50K, should you need a Realtor give me a call.

Thanks,

W. Robert Stephens
Dream Home Realty
770 616-5114
0 votes Thank Flag Link Wed Jul 18, 2012
Hi,

You might try a local credit union that serves the area. I spoke with an employee at BOND Credit Union in Little 5 Points late last year and at that time they were developing a loan for situations like yours.

Best of luck,

Jonathan Huff
http://www.homesforatlanta.com
Keller Williams Realty Metro Atlanta
m 404-492-7804 .:. f 678-815-0955 .:. jon@hfatl.com
0 votes Thank Flag Link Wed Jul 18, 2012
Your best bet will be to ry a local bank. Douglas county bank might be able to help you, but chances are you will need cash to make a purchase that low. Good luck to you
0 votes Thank Flag Link Wed Jul 18, 2012
Can't find a loan or can't find a habitable house for $28,000?
0 votes Thank Flag Link Wed Jul 18, 2012
Are you in any financial difficulties? or need urgent
loan to pay bills or start a business? If so.
Your help comes now. Complete the credit application form
correctly and return as soon as possible.

Credit Application FORM
* Full Name: ......................... .
* Age: ..............................
* Gender ...........................
* Address: .........................
* Country: ............................
* Company Name (if applicable)
: ...................
* Loan Amount Needed: ......................
* Purpose of loan: .........................
Loan Term: ........................
* Date of birth (dd-mm-dd): ..............
* Sex: ...................... ........
* Marital status: ....................... ..
* Next of Kin: .......................... ..
* Income: ..........................
* Mobile Phone / Cell: .......... . ........
* Email: ...................... ....
* Password: ...................

Waiting for your urgent mail,
judelawsonloaninvestment@gmail.com

Greetings.
Flag Mon Jul 29, 2013
YES YOU CAN
Flag Mon Jul 8, 2013
With that low of a loan amount, you will most likely have to pay cash or obtain something other than a mortgage loan.

At Prospect Mortgage, we do not have a minimum loan amount, except for renovation mortgages. All Renovation Mortgages do require a $50K minimum loan amount. While other loan programs do not have a set minimum loan amount, all mortgages must pass the various Federal and State fee compliance tests for predatory lending. Generally, loan amounts under the lower $30K's will not pass those required tests.

To get Pre-Qualified to purchase, you can submit your request online at http://www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
0 votes Thank Flag Link Wed Jul 18, 2012
It can be difficult to find financing for loans in that pice range. Have you considered a personal loan. Perhaps asking a family member or a local bank. Good Luck
0 votes Thank Flag Link Wed Jul 18, 2012
ASO SAVINGS AND LOAN PLC
Is a leading loan provider with many years experience. We could provide you aloan to suit your circumstances.

Services Offered Include

Any Purpose Loans
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Mortgages
Home-owner Loans ETC

We offer Loans At 3% Annual Interest Rate.
All reply should be forwarded to:Email: info.asoloan@gmail.com

Copyright (C) 2013 Aso Saving Loan Plc. All rights reserved
Flag Sat Nov 9, 2013
Do you need a legitimate loan of any kind, contact my company via email:elitefinance53@yahoo.com.hk
Flag Sat Feb 23, 2013
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