Have you had the opportunity to find out what your credit score is? Also, have you owned your business and been profitable for more than two years? It would be a good idea to have you speak with a lender that can help you decide if there is a loan product that will work for you. I'm happy to refer you to a mortgage lender that you can trust to answer all your questions. Please email me at firstname.lastname@example.org and I will respond back to you with the names of two lenders that you can contact. I work with them frequently so I know they are reliable and can give you helpful information. Thanks so much for question. Have a great day. Emily Lee, Realtor. Bill Rodgers Realty, Inc.