Home Buying in Long Beach>Question Details

marcoslbc, Real Estate Pro in Long Beach, CA

i have already a broker that my borrowing will be 350,000 is their others

Asked by marcoslbc, Long Beach, CA Mon Apr 29, 2013

well the other copany's that let you get loans like leaning tree quick loans credit union which will let you borrow with easy payments any examples please thx

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Hello and congratulations that you are approved for a loan. What I would like to say is this: be very careful of commercials or ads informing you on how they can save you money and make your payments more affordable. Often these ads are just to make you call in so that they can have a chance at getting your business. Yes, some of these companies are good and up front but the question to ask here is...what are you really needing? If you are a first time buyer who is looking for "First Time Buyer Programs" or as they are better know as "Down Payment Assistance Programs" there are a handful out there for you. Just ask your lender if he/she has access to them for not all do due to the cost restrictions these programs place on the lender. There is one DAP which offers you a 4% towards your down payment and closing cost. There is another one which offers you 3% and it is a grant so you do not have to pay it back. So just ask your lender and make sure to work with a strong REALTOR who can also help you in this area for not all agents know about this unfortunately.
0 votes Thank Flag Link Mon Apr 29, 2013
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