If you are looking to buy a house on land contract, we have a full list of land contract homes available in the Jackson area. Just follow the link below. I also have a video posted that explains how the land contract process works in Michigan. Let us know what you would like to see, and if you have any questions. Happy house hunting!
Thanks, -Ben Latocki, Broker - Production Realty
FHA may be your best bet. These loans aren't as score driven as conventional loans. Find a local mortgage broker who offers FHA loans and talk to them about getting either pre-approved right away, or determining what you'll need to do to qualify. As a lender I've assisted clients in the past that needed to get a few things cleared up before they met the guidelines. By working with a lender first, rather than trying it on your own you'll have a good idea where to put your efforts if you can't get approved right away.