Home Buying in Houston>Question Details

jogatatqm, Home Buyer in Houston, TX

i had problems in the past with my credit, i have been recovering since two years to now, do i have chance to buy a house?

Asked by jogatatqm, Houston, TX Sat Mar 30, 2013

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There are many factors to qualifying for a home loan. I suggest going through a lender. It does not cost anything to ask questions right and who better that a professional company. This company can do 580 FHA with 3.5 down. You can send in an application online and have someone get back to you or you can call directly. They can tell you your options and even get you in touch with some great Realtors in your area. They are amazing tell them I sent you. Good luck on your home hunt.

0 votes Thank Flag Link Sun May 12, 2013
I work with a lender here in Houston that can pull your credit and let you know within a day or two if you are ready to purchase a home. If you would like I can get you in contact with them. I can then help you find a home. Feel free to contact me anytime!

Maira Rondan
Venture Realty
0 votes Thank Flag Link Mon Apr 1, 2013
Get with a lender! See what they can do for you. We can speculate but they are the experts. There are also several programs out there to assist you with down payments and credit repair if needed. Contact me directly! I have some fabulous lenders!
0 votes Thank Flag Link Sun Mar 31, 2013
If you have had no late payments and you have a score of 560 min, and some money saved, you can buy, assuming no foreclosure and you have a job.
0 votes Thank Flag Link Sat Mar 30, 2013
If you've been working on your credit for 2 years, the first step is to check your credit to see how it's progressed and go from there. Most lenders need at least 3 open accounts in good standing with a 12 month payment history.

Anna Maria Durr, NMLS 266699, TREC 596662
Codemark Financial
2626 Richmond Ave., Houston, Texas 77098
281-592-0667, anna@codemarkfinancial.com
0 votes Thank Flag Link Sat Mar 30, 2013
Bad things happen to good people. But if the bad stuff is behind you and you have re-established good credit then you have a good chance.
Do you know your credit scores?

Tom Burris
Mortgage Banker
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
0 votes Thank Flag Link Sat Mar 30, 2013
It depends on what your credit and score look like now. You can go online and pull your credit for free and it won't hurt your score. I would start there. Once you have determined your score get in touch with a lender. Once you are approved find a realtor and start searching!!!
0 votes Thank Flag Link Sat Mar 30, 2013
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