Home Buying in 46219>Question Details

Ruth Zelaya, Home Buyer in 46219

i am separated from my husband since last year,we have a house with fha loan. can I buy my own house with another fha loan?

Asked by Ruth Zelaya, 46219 Sat Feb 11, 2012

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Answers

3
If your name is also on the mortgage(loan), then you will not be able to get a second FHA loan, FHA only allow one mortgage per individual.
If you are planning on getting a divorce, you may want to get legal advice before making any large purchase.
0 votes Thank Flag Link Tue Feb 14, 2012
You can only have one FHA loan at a time for your purposes. Is your husband able to refinance into his own name?

Please let us know if you or your husband need lender contacts. I just had to do this myself in the last year.

Heather Fitzgerald 371-2622
Pam Smith 446-0959
0 votes Thank Flag Link Tue Feb 14, 2012
If your name is on the deed with your husband you will not be able to get another FHA loan - you can only have one FHA loan at a time - if your name is not on the deed then yes you can. Thanks Jim
0 votes Thank Flag Link Tue Feb 14, 2012
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