BEST ANSWER
FIRST ANSWER
You need to sit down with someone to review everything - since you are in Apollo Beach you may have a few options. First option is USDA 100% financing with lower allowed credit scores. The second option is VA if you are eligible - you would need to have your letter to prove you are eligible. If you would like a referral to a great mortgage broker - please contact Kevin Reeves at 813-728-4992 or by email at kevinsreeves@gmail.com.
If you are looking at other areas of town - I am the project manager with Westshore Community Development Corporation and have access to some of the down payment assistance through the city of Tampa. WCDC is also going to be working with Neighborhood Stabilization Program 1 and 2. So you have many options and I would be happy to help you understand all of them.
Tue Jul 21 2009, 18:42