Please check out my website yatesnobles.com for a list of foreclosure properties. You can also go to the courthouse records for Charlottesville or Albemarle and search for properties where the title has been transferred to a bank, which may well be an indication of foreclosure proceedings. A good real estate agent can help you find properties listed in our MLS system that are being foreclosed or those that are headed for a "short sale."

If you are a first time home buyer, please be aware that the present $8000 home credit is set to expire at the end of this year. That alone is a great discount when purchasing, but taking action now is important. There is a possibility that this tax credit will be extended, though there is a great likelihood that the amount of the credit will lower.

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Look at The Hook's foreclosure website to see what properties are going to auction. As far as liens, you have to order a title search or go down to the court house and see what has been filed. It's public knowledge, but Charlottesville doesn't display the documents online as many other cities do. There are some agents that work with the banks and if you search their listings you can see what properties are bank owned as well, but you have to have a real estate agent that you are working with to facilitate that! Best of luck!
Valorie Ford
Keller Willilams Realty
434-327-6900 http://www.CharlottesvilleHouseValues.com