Home Buying in Horshoe Park>Question Details

Wifey, Home Buyer in Aurora, CO

how should I choose a mortgage lender?

Asked by Wifey, Aurora, CO Wed Feb 22, 2012

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I would call Nic Netherton who just answered your question. I have known Nic for around 4 years now and he is an excellent and knowledgeable loan officer. Give him a call.
Web Reference: http://WeFixRates.Com
1 vote Thank Flag Link Wed Feb 22, 2012
Wifey- Hello, selected the correct mortgage lender is a very important step in the home buying process so you are wise to do your homework. Working with someone locally here in Colorado is probably your best bet. And make sure to do research on the prospective loan officer and the company they work for as your can sometimes avoid issues by doing that. Speak to the loan officer on the phone and make sure you feel comfortable and that he/she sounds competent. If you would like to give me a call today I would be happy to have a brief discussion with you regarding your mortgage options @ 970-590-5021. Or email at nnetherton@houseloan.com
1 vote Thank Flag Link Wed Feb 22, 2012
Go with Chris Coates with American Capital Financial. Call me i'll hook you up. he's has been getting a lot of people down payment assistance. Smart guy and looks for your best interest. 303-589-4591.
1 vote Thank Flag Link Wed Feb 22, 2012
I like to use local companies, so, go by and visit a few local mortgage brokers. It is nice being able to work face to face. Check referrals and find someone you like.

Good Luck...David
0 votes Thank Flag Link Wed Feb 22, 2012
I can highly recommend Kim Clancy with FirstCal Mortgage:

Kim Clancy
Senior Mortgage Advisor
FirstCal Mortgage
Cell: 949-933-9058
Direct: 720-353-4578
Fax: 855-511-8755
Web Reference: http://www.sallygrenier.com
0 votes Thank Flag Link Wed Feb 22, 2012
Depends on what you are doing, if re-financing check your current lender first, might have slightly cheaper closing cost since in-house. If you are buying a home go with the lender your Realtor trusts the most, hard enough getting to the closing table with a team let alone an outsider. Good luck,
0 votes Thank Flag Link Wed Feb 22, 2012
You have many choices. I would start with your current bank since they have all your info already. Shop around and see what they specialize in. Do they originate within their own company or use other lenders? Be careful how many hard credit pulls you have, they can negatively affect your credit. Use someone you are comfortable with and that practices in your own state. good luck.
Web Reference: http://www.housefitz.com
0 votes Thank Flag Link Wed Feb 22, 2012
Ask your friends who they used, and if they were happy. Ask your Realtor who he/she recommends. Then interview a few different lenders to see who you get along with the best, and who you feel most comfortable with. They can, for the most part, all get the same loan packages, so don't try to shop based on pricing.

Best of luck for you!
0 votes Thank Flag Link Wed Feb 22, 2012
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