As Dana said below, USDA offers 0 down. I checked, and this home IS eligible for this type of finanicing. You need to touch base with a local Mortgage Broker and a Realtor as well.

I know a good Realtor. His name is Bob Simpson and his number is 323-382-8282. Tell him Marty sent you.

I am a mortgage broker. If I can be of service, please let me know!

Martin Smith

Precision Funding
877-238-6324 Ext 704
513-536-7184
877-238-6324 FAX
MSmith@PrecisionFundingUSA.com
http://www.PrecisionFundingUSA.com

.down payment is not determined by the seller,it is determined by your lending institution,depending on what type of financing you obtain. With a conventional mortgage you will need at least 20% down,FHA is 3.5% and there are some 100% financing programs(no down payment) available such as VA,RD and USDA. Of course with no down payment your monthly nnote will be higher so these programs require verygood credit,a solid work history etc. Your first step is to contact a reputable local mortgage broker and get yourself pre-qualified.