Typically the survey is order when you have your loan commitment and going to closing. If you are paying cash it will depend upon the closing agent if a survey is required.
If the Seller has a survey and there have been no changes then the Survey might be able to be re-certified at closing. Check with your closing agent.
The survey is used for homeowner's insurance and title insurance. Underwriting will review the survey if you will be financing the home.
Brock Realty Inc.
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Just checking back in with you. Lot's of great answers given below got me thinking. If you are not currently working with an Agent call me right away.
My services are free to you and just for choosing me as your agent I will pay your survey for you at closing of your new home. Now others may match my offer but none the less I am here to assist you in any way I can. Good Luck no matter what you choose.
Also if you are in a flood zone you may want the survey to do an "elevation certificate" at the same time to see if you can qualify for flood insurance discounts. Sometimes the flood maps are incorrect and to fight FEMA you MUST provide an elevation certificate. It's cheaper to have it done while the surveyor is already at the house. If you're not in a flood zone then no need to put out the extra money for this.
This local surveyor, Don Williamson is experienced, reliable and may do your survey for $250 if you tell him that is what you're willing to pay:
If you need the survey for your mortgage, the title company doing your closing can supply the Certifications to the surveyor.
All the best,
Alma Rose Kee, PA
Future Home Realty
Long & Associates Realty