That could be a very good life if you have a good financial plan. In fact what you make has less to do with how much you make but how well you manage other parts of your finances. With what you are making in income I recommend going to a financial specialist who will look at your whole picture and help you put a plan together. Family and friends and yes Q&A's like this are great but these professionals at little or no cost to you help put you on a solid path for your future. My recommendation would be Josh Stien with Prudential Financial. They are located in Washington PA on Washington Rd. His number is 724-942-2150 ext 5410. After you have your plan together I would be happy to help you find the home that meets your needs.
Benny Smith ABR, GRI 412-498-7868,
It depends on the choices you make. In theory your income and available cash would likely qualify you for a 15 or 30 year loan, depending on other debts. You've done a good job setting aside some down payment, do you have other debts? Are you able to handle home maintenance issues? Do you anticipate any changes in income or expenses in the near future, replacing a car, getting hitched, getting promoted?
It's great that you are wise enough to ask the question before you are already committed. It might be good to sit down with someone you know who is a home owner in the area to discuss expenses like utilities and create a budget based around some projections. Let us know how things go and what you decide, best of luck.