Good Evening!!! Depending on what type of loan you are applying for will determine the credit score required. Most conventional loans require 620-640 credit score. FHA loans aren't credit score driven but take in your credit history. The best advice would be to contact a mortgage lender and have them check your credit and advise on the possible ways you can go to get a mortgage.
Karen Paytas, GRI, CMS
Real Living Kee Realty