Home Buying in Conyers>Question Details

Quentisha Se…, Home Buyer in Covington, GA

how early should you build your team to buy a home? If you planning on purchasing around June 3013?

Asked by Quentisha Sears, Covington, GA Tue Aug 7, 2012

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6
Hi Quentisha,

I would suggest calling a lender now! Yes, now! If you call now you'll know exactly where you stand financially so that you can plan for the future. A good lender can tell you what you need to be doing over the next few months to improve your situation and put you in the best financial position to purchase in June. I have some good recommendations. If you'd like them, please call or email anytime.

Good luck! We're here to help if you need us. We'd love to help you accomplish your goal of home ownership! There are some wonderful deals here in GA.

Melissa Stephens, Realtor
Better Homes and Gardens Real Estate Metro Brokers
404-843-2500 Office
678-776-1895 Cell
http://www.StephensandStephens.net

http://www.TheScoopinRealEstate.com Comment on Our Blog
0 votes Thank Flag Link Wed Aug 15, 2012
It may be a good idea, to contact a Realtor in Georgia and give them your home requirements, ask that agent or agents to send you home listings via email (what a concept!) I know that a lot of Realtors don't like to do this but it is the best way for you to look at homes without being there and you can get a good feel for what your money will buy in the area you are looking at.

Then once you are ready to go look at some homes contact that Realtor who has provided you with the homes that best suit your needs, let them know which homes you would like to look at and the job is just about done, made a lot easier for both you and your Relator by having had the oppourunity to preview homes in advance and watch the prices rise or fall.

As for your loan, you may want to go in or contact a lender prior to actually getting into GA, yes a loan approval is typically only good for 60 days, but in the mean time by contacting a lender (just make sure they write loans in Georgia, they don't have to be in Georgia) this will provide you with a good basis for the amount of money you will have to work with for your new home, you don't want to look at $500,000 homes if you want your mortgage payments to be under a certain amount, you get the idea.

Best of luck to you in your home search!
Web Reference: http://www.TheBeachLady.com
0 votes Thank Flag Link Wed Aug 8, 2012
When you choose your realtor they will give you a list of lenders to choose from. You can find realtors by researching GA realtors.
0 votes Thank Flag Link Tue Aug 7, 2012
@ Jennifer how to I go about researching if currently I'm still in NY and am planning on purchasing my home in Ga?
0 votes Thank Flag Link Tue Aug 7, 2012
You should start your research for realtor and a loan officer now. Then you can choose by the end of the year. You should then get pre-approved by Feb. March then you can start your house hunting.

Jennifer Key,Realtor
0 votes Thank Flag Link Tue Aug 7, 2012
You can start doing you research now and then choose a realtor and a loan officer by the end of the year. A loan is only good for 60-90 days. so you would want to get preapproved around February March and then you start looking for the house.

Jennifer Key, Realtor
404-664-0881
0 votes Thank Flag Link Tue Aug 7, 2012
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