Once you've been pre-approved, you can begin searching for properties. Meet with a Loan Officer, get pre-approve and also get answers to all your questions. If you're in need of a Loan Officer, I'm always available to meet in the Bronx. Good luck!
Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
Step one: Check your credit report and make sure that all information is accurate or if you need to have any inaccurate information removed. This is important because when you meet your Loan Specialist, your credit score will come into play in determining what your buying power is. Personally I like to know in advance before being surprised.
Step two: Meet your loan specialist and get pre-approved, also ask about the different types of loans offered.
Step Three: Contact a local Realtor. Having a buyers agent can help you navigate the market and make sense of whats available. http://www.bronxpad.com/buyersAgent.html
Step four: Set aside a weekend to view homes that catch your eye.
Step Five: Make an offer.
There are more steps to take but these are the initial 5.
I hope this helps.
Keller Williams Realty
As mentioned by many below, you wanna have a consultation with a loan officer to determine your eligibility and how much you qualify for a home. You must feel comfortable with your monthly payment before shopping. I recommend you then meet with a buyers agent who will then create a strategy to find you the best possible home at the lowest price. I recommend working with a Certified Buyer Representative who is basically someone that will look out for your best interest from beginning to end. I am a few of hundreds of Realtors in the Bronx Certified by the National Association of Realtors and I provided a roster list on the web reference link below so you can verify. If you have any questions whatsoever, please don't hesitate to contact me. Best of luck to you!
Certified Buyer Representative (CBR)
E-mail Address: email@example.com
EXIT REALTY SEARCH | 3928 E. Tremont Ave | Bronx | NY | 10465
Visit me on Trulia & Zillow!
The first step is to get pre approved from a mortgage broker or banker.
The second step would be to look at some properties online to match your price range.
Contact some local Realtors to schedule a face to face meeting to discuss your options.
Make sure you feel 100% confidant that Agent can work for you and meet your needs.
We have several Agents and me to help assist you with any questions or concerns.
Morris Park Realty
P.S. I know you asked for the first step, but I wanted to give you the first 3 that are essential. After these 3 steps you will have more than enough people on your team to guide you the rest of the way.
Best wishes & I hope this information is helpful to you to begin your home buying process today. If you're open to having a professional do the leg work for you feel free to contact me directly. My direct contact nbr is 347-593-4450 & my email is firstname.lastname@example.org.
Second Step is to also meet with a local Realtor, one that specializes in Buyer Representation and that can assist you with your Home Search!
Please go to my web-site at: http://www.bronxwestchesterhomes.com
Click on : Buyer's Resources
If Your a FIRST TIME HOME BUYER, please come to our HOME BUYER WORKSHOP, coming on March 23rd from 11:00 a.m - 1:00 p.m. We will have some great speakers and you can get a one on one with one of the Top Realestate professionals in the Bronx.
Call now to Register! 800-504-5654
Hope to see you there, for further details you can also call me direct at 646-957-4648!
Best of Luck!
Certified Buyers Representative(CBR)
Exit Realty Search
3928 E. Tremont Avenue
Bronx, NY 10465
Having a proof of funds letter or loan pre-approval letter will help greatly when presenting you purchase offer.
Your next step in the buying process is identifying a location and full time agent that can support your search. Having a "full time" agent is important both in terms of availability and knowledge and should be viewed as a priority.
Hope this information is helpful.
As a licensed loan officer, I have extensive eperience helping New Yorkers throughout the five boroughs (with many in the Bronx) to become successful homeowners and would welcome an opportunity to meet with you in the Bronx or in my office to discuss the best mortgage solution to help you achieve your goal of homeownership in 2013. For more info or for assistance, I can be reached directly at 917 699 0183, via email at email@example.com. Follow me on Twitter @mdenniston247.
I value your feedback. Please give me the thumbs up, if my answer was helpful. Thank you.
Michael Denniston l Cell: (917) 699-0183
Residential Home Funding, Corp.
Licensed Mortgage Loan Originator l Sales Manager
6901 Jericho Turnpike Ste. 219 | Syosset, NY 11791
Main: (516) 605-1733 | Fax: (888) 881-2557
NMLS # 24076 | Company NMLS # 34973
I am a local realtor in the Wakefield section of the Bronx. Feel free to contact me.
Besmatch Real Estate
This is a great question! The very first thing you need to do is speak with a loan officer and get a pre-approval. This is so important because it will help you establish what kind of home to look for, establish a budget for you, and you need one in order to put in an offer once you do find a home you love. Once you have your credit run, you will have 30 days to shop around for a great rate and it will only count as one inquiry on your credit report.
Next, contact a local realtor. We do not charge buyers and you will have access to listings and comparables to help you make the best decision.
Once you find that place you love, you will need an attorney.
if you have any further questions, I would be happy to help. best of luck!!
First talk to your bank or a lender to see what you qualify for.
Get all your Tax records for last 2 years together, along with bank statements,
and any retirement accounts together.
Come up with a list of Wants and Needs, such as
Number of Beds and Baths, Price, Square footage, location, school,
walk score, parks, public transportation etc.
Then get in touch with the many fine real estate agents responding to your question.