I haven't read all of the responses below, but what I will say is that if you just want to 'inquire' rather than 'goes through the process', call a good mortgage rep and say that up front. Don't give them your SS#, but be upfront about your income, savings, amount you'd like to borrow, etc.
I just did the same for myself with April Ranello 773.439.0979 and the conversation ended with 'you need to wait a couple of months.'
Francesca Patrizio, Broker Sales Associate
its usually easy to find out with a quick phone call to a mortgage company or a bank. I always suggest people try to get info from the bank where they have their accoutns since they already know a little bit about you or also if you have a credit union at your workplace-sometimes they have great rates. good luck-your timing is great since rates are at historic lows!