Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
You can still qualify for a mortgage without credit. I know of some lenders that can qualify borrowers with alternative means of credit references, such as a history of utility payments, rent history, etc. Contact me if I can help. Jeff Kinkade, Coldwell Banker FMI Realty, 200 E Russell Ave, Bonham, TX.
I had a person recently ask the same thing only do discover that he had credit, it just wasn't good. Step one is to talk to a lender and discover if you truly have credit or not. If not, you'll need to get some and allow time for it to take hold.
Apply with your bank or credit union for a credit card. If you don't qualify for conventional credit you may be able to get a secured credit card. Use it regularly and pay it off every month. You will need to apply for and obtain more credit, typically 4 lines with good payment history to qualify.
When you meet with a lender to obtain your credit report they can update and advise you further.
If there's anyway I can help you let me know.