Go here: http://www.allenmichael.com

A reputable lender will run your credit score and assist you in the steps it will take to repair your credit.

Hi Punch,
Congratulations you have already taken the first step. I am a local Real Estate agent that works with many local mortgage companies. Some of these companies utlilize a program that will show you the steps you need to take to be able to get a mortgage. Please feel free to contact me directly and I will point you to someone that can help with absolutely no obligation.

Robert J Millaway
Sales Associate, SRES, e-Pro
Boomer and Senior Real Estate Specialist
Coldwell Banker Elite Realtors
(856) 547-4900 x254 office
(856) 938-6380 cell
(856) 546-9080 fax http://www.RobertMillaway.com
BobtheRealtor@robertmillaway.com

If you still need to fix your credit write back and I will have a reputable financial specialist to work with you.

Punch.....

First off I would connect with a reputable lender and have them run your credit report. Ask them to consult with you to give you a sense of direction to increase your credit score. Some may be simple fixes and others may need time to eliminate lates, bankruptcies and collection accounts. This will all depend on what needs to be cleaned up. Good luck to you.