Home Buying in Binghamton>Question Details

Bellamay, Home Buyer in 37743

how do i find a list of usda approved homes for zip code 13901 or 13850 we are approved now we need to find a?

Asked by Bellamay, 37743 Sun Jun 21, 2009

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3
Good morning Bellamay,

The USDA doesn't "approve" homes as much as provide lending within US Census Bureau designated "rural" areas. And "rural" doesn't necessarily mean farm country. Your Mortgage Banker who prequalified you for USDA financing should be able to provide you with the appropriate maps for your area.

Typically your Mortgage Banker will type in the address of any property you are interested in to see if the home is located within the designated zone.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528
http://www.phsloans.com
0 votes Thank Flag Link Mon Jul 30, 2012
I would be happy to assist you with your purchase. Feel free to contact me via this site or give me a call.

Jennifer Greenmun
McKinney Real Estate
Binghamton NY
607-761-4814
jgreenmun@mckinneyrealestate.com
0 votes Thank Flag Link Thu Oct 1, 2009
Bellamay,

I assume that you mean that you have met the income guidelines to qualify for the USDA Home Loan Program. Congratulations! As you know, you are also required to buy a home in an eligible rural area as defined by USDA. I recommend that you find a Realtor that is familiar with 13901 or 13850 Zip Codes and they can help you with your search. You can check the website below to make sure these Zip Codes qualify as eligible rural areas. Happy hunting!!
0 votes Thank Flag Link Sun Jun 21, 2009
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