I would adivse you to speak with one of the counselers at the City Of Stockton Revitalization Department, Housing division. They can point you in the right direction towards home ownership. The City of Stockton is now accepting applications for the Down Payment Assistance Program. This is a program to help low-income people get assistence.
City Of Stockton Revitalization Department
425 N. El Dorado Street, 3rd Floor
Stockton, CA 95202
FAX: (209) 937-5099