Home Buying in 78641>Question Details

Stinker09, Home Owner in 78641

how can i view an hoa guide for a property before buying?

Asked by Stinker09, 78641 Wed Dec 1, 2010

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12
If you are working with an agent, just ask them to get it! Most agents know where to access the HOA docs, and even if there have been updates, the current homeowner will usually have a copy.

You can google them, if you know the correct name. Sometimes in larger metropolitan areas there are similarly named HOAs and even when they can be found on line, it can be difficult to know if you have the right one. Look for street names.

In Texas, call a Title company. They may charge you for the documents, but if you have concerns about the restrictions, it is a fee well paid.

If you have negotiated an earnest money contract in Texas, our promulgated contracts call for a specified, negotiated number of days for those docs to be delivered to you for review prior to closing. If there is something that you disagree with in the documents, this provides an "out" for you, prior to closing. All of these agreements must be in writing and should be discussed with your agent or attorney.
1 vote Thank Flag Link Thu Dec 2, 2010
Very wise to view the HOA guide before buying a property!!
If it is a new neighborhood, you can walk into the sales office
and ask for that info. If neighborhood is older,
the easiest & fastest way is to contact a buyer's agent (Realtor)

All the Best,
Torquil Creevy
Realtor
512-227-1577
0 votes Thank Flag Link Tue Apr 26, 2011
There is a good chance the Title company will have a pdf of the CCR's of the H.O.A., so ask your Realtor,
he will have a contact. Here in San Diego, as a Prudential agent we are affiliated with California Title, they are great, so far I always got the CCRs from them when my client wanted them beforehand.

Good luck with your purchase!
Web Reference: http://www.oliverindra.com
0 votes Thank Flag Link Thu Dec 2, 2010
I think this is often tough before you contract. They are usually big thick....100+ page documents.
Potentially you can ask the seller to show you what they have.
Otherwise the title company will order for you and you have a few days to review based on your contract.
You may be able to go to the HOA or management company website, but they will not always have the HOA docs there for your review without a password.

Good luck.
Web Reference: http://www.teamlynn.com
0 votes Thank Flag Link Thu Dec 2, 2010
Bruce Lynn, Real Estate Pro in Coppell, TX
MVP'08
Contact
Many HOA's in the Austin area have their own websites and you can download the covenants and guidelines directly from the site.
0 votes Thank Flag Link Wed Dec 1, 2010
Contact a Realtor who will require your lender approval letter governs how an agent can represent you submitting a sales offer.

HOA guides posted in MLS what are covered however once you submit a sales offer HOA rules/reg. are sent to home buyer during option period

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
0 votes Thank Flag Link Wed Dec 1, 2010
Hi,

Here in the state of Florida usually the listing agent would get a copy from the current owner. However in our area about 40% of homes on the market are short sales and foreclosures making those documents harder to come by. So, if you really like the home and are interested in making an offer, you will want to review those docs first. They may make or break the deal and its worth paying the Association for a copy.

Good luck,

Isabel Williams

"The more you know the better choices you will make."

I'm looking forward to hearing from you soon.
Call me at 772-245-0810 or email me at: info@SoldBuyIsabel.com
It would be my pleasure to help you!
0 votes Thank Flag Link Wed Dec 1, 2010
You can ask your agent about a copy, the current owners, or contact management directly.
0 votes Thank Flag Link Wed Dec 1, 2010
Well instead of answering the question with the proverbial depends, which still applies, but when it come to information, I always say Google it!!! Hopefully this will work for you quickly. If not, you can contact the agent that has the listing to see if they can get you a copy of the information. After that, check with the municipal govt., they should have a copy of the documents on file for the community. Of course this is not the most preferred approach, but I have found lately with the downturn of the economy, the Gov't employees seem to have a different sense of urgency and respect for their constituency. Really, go ahead and check it out. Way better than the banks.
0 votes Thank Flag Link Wed Dec 1, 2010
Search your local government website and you should find a link to HOAs there or look for a neighborhood association ombudsman for the city. These docs should be available for free to you.
0 votes Thank Flag Link Wed Dec 1, 2010
The easiest way is to ask the listing agent or the seller for a copy of them. If they do not have a copy, you can ask for teh management companies name and get a copy form them or lastly and slightly more work, is searching the deed and pulling the docs out of the registry of deeds that were filed when incorporating the hoa.
0 votes Thank Flag Link Wed Dec 1, 2010
Depending upon the HOA, you may find the Docs (HOA Bylaws, Covenants, etc.) on-line. Google the community to see what results that yields. You may find a POC (point of contact) for the HOA Board that way, too. I've been successful contacting one of the Members (via email or their on-line form) and getting copies that way. Sure hope you find this useful. ;) Jenn
0 votes Thank Flag Link Wed Dec 1, 2010
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