Companies or individuals file judgments for precisely this reason, it prevents the individual from being able to buy a home without resolution of the judgment. Apartment complexes are among the most notorious for doing this.
Because they know you are likely buying a home, they have substantial leverage. My suggestion would be to see if a payment plan can be arranged (with a decent down payment) to have the plaintiff remove the judgment. The monthly payment will be factored into your debt to income ratio so you need to keep that in mind as well.
I work with a number of borrowers who have similar circumstances so let me know if I can be assistance to you.
Timothy Brown | LPO Manager
EVOLVE bank & trust
11605 Haynes Bridge Road Suite 125
Alpharetta, GA 30009
o. 770.255.3880 | f. 678.935.1156 | m. 678.467.9959
Keller Williams Cityside
The judgement would have to be settled before you can
Isabel Elsesser, Realtor
First United Realty
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404 564 9546
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